Travel Insurance for a Burst or Perforated Eardrum

A perforated eardrum is a tear or hole in the thin membrane that separates the ear canal from the middle ear, which can affect hearing and balance, and may cause discomfort or increased sensitivity to pressure changes. It affects thousands of people across the UK each year, often as a result of infection, injury, or sudden pressure changes.

It’s important that you discuss your condition with a doctor before travelling. They will need to ensure your eardrum is healing properly and that you are fit to fly, as changes in cabin pressure can affect the ear.

A diagnosis doesn’t necessarily mean giving up on travel - with the right preparation and medical advice, many people with a perforated eardrum continue to travel safely and enjoy holidays abroad.

Having the right travel insurance in place can help to cover:

• Emergency medical treatment if your condition worsens during your trip
• Hospital stays and related medical expenses abroad
• Medical repatriation to the UK if further treatment is needed
• Cancellation costs if you have to cancel your trip for medical reasons

Travel advice for people with an ear condition

• Avoid flying until your doctor confirms it is safe to do so
• Keep your ear dry and protected from water while travelling
• Avoid activities that involve pressure changes, such as diving
• Carry any prescribed medication or ear protection with you

During the quote process, we will ask about any pre-existing medical conditions - if relevant, you will need to declare your burst eardrum on the policy.

Many travellers with existing medical conditions can still arrange travel insurance. The level of cover we can offer varies depending on the details of your diagnosis and how your condition is currently managed. Being honest and accurate when completing your medical declaration helps us to bring forward the most suitable cover options.

Get a Quote