Travel Insurance for HIV

Having HIV shouldn’t automatically stop you from exploring new places or enjoying a well-earned holiday. HIV (human immunodeficiency virus) is a long-term condition caused by a virus that affects the immune system by damaging cells that help the body fight infections, and in the UK it affects over 100,000 people. For many individuals, symptoms can be managed with treatment or lifestyle adjustments.

With the right preparation, medical guidance, and suitable travel insurance, many people who manage HIV with medication or supervision continue to travel abroad with confidence.

Here’s why travel insurance matters when travelling with a medical condition:

• Emergency medical treatment abroad if your condition causes complications
• Hospital treatment and medical expenses during your trip
• Repatriation to the UK if you need to return home for further care
• Cancellation cover if you are unable to travel due to your condition

Travel advice for people with a viral condition

• Ensure you pack enough medication for your entire trip
• Carry medication in your hand luggage during travel
• Try to maintain your usual medication schedule while abroad
• Speak with your doctor before travelling if your condition has recently changed

When completing the medical declaration, it's important to read the questions carefully, and declare this condition where required.

We can provide travel insurance for travellers who have been diagnosed with a wide range of medical conditions. The type of cover available can depend on how severe the condition is and how it is managed. For that reason, it’s important to answer all medical declaration questions honestly and accurately.

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