Travel insurance in the Brexit Era

You may have booked your summer holiday to Europe thinking that Brexit would have been done and dusted by the time you touched down on foreign soil.

With uncertainty, however, still remaining over when and what Brexit will look like are you concerned that your travel insurance has you covered should anything happen while you’re away?

Here at Direct Travel, we understand that before you can relax and enjoy your break you need clarity on where you stand with you travel insurance.

To clear up all the confusion, we’ve provided some quick clarifications on the most prevalent points surrounding travelling in the Brexit era below.

Working to keep it business as usual

Insurers are working closely with the relevant bodies in order to ensure that business continues as usual, no matter the outcome. As it currently stands all business and regulatory requirements will remain the same, but we are continuing to monitor the outcome of Brexit negotiations and the influence these will have on the travel insurance market.

If Brexit takes place while you’re away

We also understand that many customers will be abroad in EEA countries over the Brexit period and again, we want to reassure you that cover will continue. In the unlikely event that no deal is made and air traffic is grounded, or there are any other interruptions to travel, our stance is as follows for all policy holders:

• If a customer is abroad, we will automatically extend their cover with no additional premium
• If a customer has a policy in place and is unable to travel, we will offer a full refund or the option to change their travel dates within the usual terms of a policy

If you have insurance with us

Any policy already issued for travel post-Brexit will remain in place and cover will continue as per the contract at the time of sale.

What you can do to prepare

We understand that there is still some uncertainty around what will happen on and after Brexit. In respects of ensuring customers are treated fairly, we strongly recommend that all policyholders check government advice, travel insurance cover and airline/holiday providers terms and conditions before travel.

This page will be updated with information as Brexit develops, so keep checking back for the latest news.

Published 16 May 2019

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