Swimming in Marked Areas Travel Insurance

What is swimming in marked areas?

Swimming in marked areas refers to entering the water only in clearly designated zones that are monitored by trained lifeguards. These areas are carefully chosen for safety and are often found at public beaches, resorts, and large pools. They help minimise risks while ensuring immediate assistance if needed.

Do I need travel insurance for swimming in marked areas?

Yes. Even when lifeguards are present, unexpected situations can occur. Travel insurance provides protection if you’re injured or need to cancel part of your trip due to a swimming-related incident.

Why choose us?

• Specialist cover for swimming in designated, lifeguard-supervised areas
• Customisable policies for solo travellers, couples, or families
• Ideal for beach holidays, resort stays, and safe swimming zones
• No hidden exclusions - clear and transparent cover for water-based activities

What is included in swimming area travel insurance?

Our policies include emergency medical treatment, personal accident, repatriation, cancellation protection, cover for your belongings, and personal liability cover if an incident occurs while you're swimming in a marked, lifeguard-supervised area.

Does standard travel insurance cover swimming?

Generally, yes - swimming in marked areas is often included. However, a dedicated policy ensures you’re covered specifically for activities in lifeguard-monitored zones and protects your belongings as well.

Can I get swimming insurance with a medical condition?

Often, yes. You’ll just need to declare your condition during the quote process. We’ll let you know what’s covered and whether any special terms apply based on your medical history.

Is there a maximum age for swimming area travel insurance?

Many providers offer cover up to age 70. If you’re in good health and enjoy swimming, options are available. Be sure to check individual terms when choosing your policy.

Top international destinations for safe swimming

• USA - Coastal resorts with lifeguard-patrolled beaches
• Australia - Renowned for its safe swimming zones along the Gold Coast
• Spain - Costa Brava and Costa del Sol offer calm, patrolled waters
• France - Supervised beaches along the French Riviera
• Thailand - Popular islands with marked swimming areas and lifeguard presence

What to pack for a safe swimming trip

• Swimwear, towels, and water shoes
• High SPF sunscreen and lip balm
• Waterproof bag for personal belongings
• Goggles or swim caps if needed
• Personal ID, travel insurance details, and emergency contacts

Common injuries and how insurance helps

Even in marked areas, issues may still occur, such as:

• Minor cuts from submerged objects or shells
• Heat exhaustion or sunburn
• Muscle cramps or fatigue
• Waterborne skin irritations or infections

Travel insurance can help cover medical treatment, recovery of personal belongings, and compensation for any trip disruptions.

Tips for safe swimming in marked areas

• Only swim where lifeguards are on duty and zones are clearly marked
• Obey all posted signs and flag warnings
• Stay hydrated and avoid swimming if feeling unwell
• Reapply sunscreen regularly, especially after being in the water
• Supervise children and less confident swimmers at all times