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Refereeing Travel Insurance

Cover for amateur refereeing and related injuries

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Over 100 activities included at no extra cost on Direct Travel policies.

What is refereeing?

Refereeing involves officiating a sporting fixture, applying the rules and helping the match proceed safely and fairly. Depending on the sport, this may involve running alongside the players, moving around a court or remaining in a designated officiating area.

Can I get travel insurance for refereeing?

Yes, policies that cover amateur refereeing can be available through Direct Travel.

Select refereeing when getting your quote and check that it appears on your Policy Certificate or policy documents. Cover is for amateur officiating only. Professional, paid or contracted refereeing is not covered.

Amateur referee officiating a sports match

Things to remember:

  • Choose refereeing when getting your quote
  • Check that it appears on your policy documents
  • Cover is limited to amateur refereeing
  • Make sure the cover matches the sport you will be officiating
  • Follow the rules and safety procedures set by the organiser or governing body

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What can travel insurance help with?

If you’re injured while taking part in insured amateur refereeing, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.

Depending on the policy selected, cover may also be available for cancellation, curtailment, personal belongings and other travel-related problems. Travel insurance does not provide professional indemnity cover or insure decisions made while officiating. Check the applicable Policy Wording.

Refereeing FAQs

Does refereeing need to be added to my travel insurance?

Yes. Select refereeing when getting your quote and check that it appears on your Policy Certificate or policy documents before officiating.


What does amateur refereeing mean?

Amateur refereeing means officiating on a non-professional basis. Professional, paid, or contracted refereeing is not covered.


Can I referee a friendly match or amateur tournament?

Yes, amateur refereeing at a friendly fixture or amateur event can be covered when the activity is shown on your policy documents and the trip meets the policy’s conditions.


Does it matter which sport I am refereeing?

Yes. Refereeing different sports can involve very different risks. Make sure the selected cover matches the fixture you will be officiating and declare any other activities you intend to undertake.


Can medical expenses be covered if I am injured?

Emergency medical expenses can be covered if amateur refereeing is shown on your policy documents and the claim meets the policy’s terms and conditions.


Can I get cover if I have a medical condition?

Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.


Cover is for amateur refereeing only and is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before officiating.

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