Restaurant Work Travel Insurance
Cover for non-manual restaurant work while abroad
Access to 24/7 emergency medical support
Quick online quotes for your trip
Get QuotesOver 100 activities included at no extra cost on Direct Travel policies.
What is restaurant work?
Restaurant work can include a wide range of hospitality roles. For travel insurance purposes, cover is limited to non-manual duties, such as reception, reservations, customer service or administrative work. Cooking, cleaning, maintenance, lifting and other forms of manual labour are not covered.
Can I get travel insurance for restaurant work?
Yes, policies that cover non-manual restaurant work can be available through Direct Travel.
Select restaurant work when getting your quote and check that it appears on your Policy Certificate or policy documents. Make sure your actual duties fall within the non-manual work permitted by the policy before accepting a role abroad.
Restaurant work top tips:
- Choose restaurant work when getting your quote
- Check that it appears on your policy documents
- Cover is limited to non-manual duties
- Confirm your responsibilities with the employer before travelling
- Follow the workplace’s health and safety procedures
What can travel insurance help with?
If you’re injured while carrying out insured non-manual restaurant work, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment and other travel-related problems. Travel insurance does not replace insurance that must be arranged by your employer and does not cover workplace liability, professional disputes or loss of earnings. Check the applicable Policy Wording.
Restaurant Work FAQs
Does restaurant work need to be added to my travel insurance?
Yes. Select restaurant work when getting your quote and make sure it appears on your Policy Certificate or policy documents before starting work.
What restaurant duties can be covered?
Cover can be available for non-manual duties such as reception, reservations, customer service, and administrative work. Your responsibilities must remain within the activity shown on your policy documents.
Is manual restaurant work covered?
No. Cooking, cleaning, maintenance, lifting, stock handling and other forms of manual labour are not covered.
What if my duties change after I arrive?
Do not undertake duties that fall outside the activity shown on your policy documents. If your employer changes your role to include manual labour, that work will not be covered.
Can medical expenses be covered if I am injured at work?
Emergency medical expenses can be covered if restaurant work is shown on your policy documents, your duties are non-manual and the claim meets the policy’s terms and conditions.
Does travel insurance replace my employer’s insurance?
No. Your employer remains responsible for arranging any workplace, business, or liability insurance required by local law. Travel insurance is not a substitute for those policies.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is limited to non-manual restaurant work and is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before starting work.
