Off-Piste Skiing Travel Insurance

What is off-piste skiing?

Off-piste skiing means skiing outside marked resort trails, in natural, unpatrolled terrain. It offers deep powder and challenging descents, but also comes with higher risks. For safety, this can be done with a qualified guide.

Do I need travel insurance for off-piste skiing?

Yes. Even when skiing with a guide, off-piste conditions can lead to injury, sudden weather changes or avalanche risk. A tailored travel insurance policy can help cover emergency treatment, mountain rescue, equipment damage, and personal liability.

Why choose us?

• Specialist cover for off-piste skiing and adventure sports
• Customisable policies for individuals or group trips
• Protection for beginners and experienced off-piste skiers
• No hidden exclusions – clear and straightforward cover

What is included in off-piste skiing travel insurance?

Our off-piste skiing travel insurance includes emergency medical care, repatriation, personal accident cover, protection for ski equipment, cancellation benefits, and personal liability cover.

Does standard travel insurance cover off-piste skiing?

No. Most standard policies exclude off-piste activities. You’ll need a specific policy that includes off-piste skiing with a guide.

Can I get cover with a medical condition?

Often, yes. Just declare your condition when getting a quote and we’ll let you know what’s available.

Is there a maximum age for off-piste skiing travel insurance?

Many insurers provide cover up to age 70. If you’re active and in good health, options may still be available beyond that. Check individual policy terms.

Top international off-piste skiing destinations

• France – Chamonix and La Grave for world-class backcountry
• Switzerland – Verbier and Zermatt offer vast off-piste terrain
• Canada – Powder-filled slopes in Revelstoke and Whistler
• USA – Remote descents in Jackson Hole and Telluride
• Austria – Challenging alpine routes in St. Anton am Arlberg

What to pack for an off-piste skiing trip

• Skis, boots and poles suitable for backcountry terrain
• Avalanche gear – beacon, shovel, probe
• Protective winter clothing and layers
• Navigation tools – GPS, map or compass
• Snacks, water, and emergency supplies
• ID, insurance documents and contact details

Common injuries and how insurance helps

Even with a guide, off-piste skiing comes with risks such as:

• Fractures or ligament damage from falls
• Head injuries, despite helmet use
• Frostbite or hypothermia in harsh conditions
• Avalanche-related incidents requiring rescue

Insurance can support emergency treatment, rescue costs, and reimburse missed trip days.

Tips for safe off-piste skiing

• Only ski off-piste with a qualified guide
• Check avalanche forecasts and follow local advice
• Carry all required safety equipment and know how to use it
• Stay within your guide’s recommended area
• Know your limits and don’t take unnecessary risks