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Referee Travel Insurance

Cover for refereeing and related injuries

Protection for your refereeing belongings

Instant online quotes for referee travel insurance

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Over 120+ activities are included free of charge

What is refereeing?

Refereeing involves officiating sports matches to ensure fair play and rule enforcement. It demands sharp focus, quick decision-making, and a thorough knowledge of the game. Whether on the pitch or court, referees play a vital role in the flow and fairness of sport.

Do I need travel insurance for refereeing?

Yes. Referees are active participants and can face risks like muscle strains or falls. If you’re travelling abroad for fixtures or tournaments, travel insurance can help cover emergency medical costs, cancellations, and the loss of personal belongings.

Referee officiating a game

What’s covered when you travel to referee?

  • Emergency medical expenses after refereeing-related injuries
  • Cover for lost, stolen, or damaged belongings
  • Trip cancellation or delays due to injury or event disruption
  • 24/7 emergency medical assistance worldwide
  • Personal liability cover for accidental damage or injury to others

Why choose us?

  • Specialist cover for refereeing and sports-related activities
  • Customisable policies for individuals or group trips
  • Protection for both new and experienced referees
  • No hidden exclusions – transparent cover for match officials

What is included in referee travel insurance?

Our referee travel insurance includes emergency medical cover, personal accident, and repatriation. It also provides cancellation cover and personal liability protection in case of incidents while officiating.

Does standard travel insurance cover refereeing?

Not usually. Most general travel policies don’t include sports officiating. You'll need a policy that specifically lists refereeing as a covered activity.

Can I get referee insurance with a medical condition?

Often, yes. Just declare your condition during the quote process and we’ll guide you through the options. Some restrictions or additional terms may apply.

Is there a maximum age for referee travel insurance?

Many insurers offer cover into later life, especially for those who are fit and regularly active. Be sure to review provider-specific limits and terms.

Top international refereeing destinations

  • USA – Major league games and international tournaments
  • Germany – Bundesliga and European football events
  • UK – Premier League and major rugby fixtures
  • Spain – La Liga and international competitions
  • Italy – Serie A and Coppa Italia

What to pack for a refereeing trip

  • Official uniform and footwear
  • Whistle and accessories
  • Personal ID and insurance documents
  • Communication devices if required (e.g. headset)
  • Basic first aid and hydration supplies

Common refereeing injuries and how insurance helps

Although less high-impact than playing, refereeing can still lead to:

  • Muscle or ligament strains
  • Joint injuries from quick direction changes
  • Dehydration or sun exposure at outdoor events

Travel insurance can assist with treatment, recovery costs, and compensation for missed matches.

Tips for safe and effective refereeing

  • Stay fit and maintain regular exercise
  • Hydrate before and during matches
  • Stay objective and apply rules consistently
  • Remain calm and professional under pressure
  • Keep your training and certification up to date
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