Over 100 activities included at no extra cost on Direct Travel policies.
What is quad biking?
Quad biking involves riding a four-wheeled motorised vehicle, also known as an all-terrain vehicle or ATV. It is commonly available as a guided holiday excursion, with riders following designated tracks across beaches, countryside or off-road terrain.
Can I get travel insurance for quad biking?
Yes, policies that cover recreational quad biking can be available through Direct Travel. Quad biking must be declared and shown on your Policy Certificate or policy documents.
You must book through a reputable activity provider, wear the required safety equipment and follow the provider’s instructions. Racing, competitions, jumps, tricks, stunts and other high-risk riding are not covered.
Things to remember:
- Choose quad biking when getting your quote
- Check that it appears on your policy documents
- Book with a reputable provider and follow its safety briefing
- Wear a helmet and all other required safety equipment
- Do not race, compete, perform jumps or attempt stunts
What can travel insurance help with?
If you’re injured while taking part in insured quad biking, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment and other travel-related problems. Personal Liability is not covered while riding or using a quad bike.
Travel insurance is not vehicle insurance. It does not cover loss of or damage to the quad bike, mechanical faults, recovery costs, repairs or charges made by the activity provider. Check the applicable Policy Wording.
Quad Biking FAQs
Does quad biking need to be added to my travel insurance?
Yes. Quad biking must be selected when getting your quote and displayed on your Policy Certificate or policy documents. Do not assume it is included automatically.
Can a guided quad biking excursion be covered?
Yes, cover can be available for a recreational session booked through a reputable provider. You must follow the provider’s instructions and use the required safety equipment.
Do I have to wear a helmet?
Yes. You must wear a helmet and any other safety equipment required or recommended by the activity provider. Cover may be affected if you take part without the appropriate protective equipment.
Can medical expenses be covered if I am injured?
Emergency medical expenses can be covered if quad biking is shown on your policy documents and the claim meets the policy’s terms and conditions.
Is Personal Liability covered while quad biking?
No. Personal Liability is not covered while driving, riding, or using a motorised vehicle, including a quad bike.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before taking part.
