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Modern Pentathlon Travel Insurance

Cover for amateur modern pentathlon and related injuries

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Over 100 activities covered for free on Direct Travel policies.

What is modern pentathlon?

Modern pentathlon combines fencing, obstacle racing, swimming, running and laser pistol shooting. Running and shooting are completed together in a final discipline known as Laser Run.

Can I get travel insurance for modern pentathlon?

Yes, policies that cover amateur modern pentathlon can be available through Direct Travel.

Modern pentathlon is not included as a standard activity, so add it when getting your quote and check that it appears on your Policy Certificate or policy documents.

Amateur participation during a wider trip can be covered. However, cover does not apply if entering the event is the main purpose of your trip. Professional, sponsored or paid participation and competing for prize money are not covered.

Amateur athlete taking part in a modern pentathlon event

Things to remember:

  • Add modern pentathlon when getting your quote
  • Check that it appears on your policy documents
  • Use the required safety equipment for each discipline
  • Follow all weapon handling and competition rules
  • Listen to officials and remain within marked activity areas

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What can travel insurance help with?

Emergency medical expenses can be covered if you’re injured while taking part in insured modern pentathlon. Repatriation can also be covered when medically necessary, subject to the terms and limits of your policy.

Depending on the policy selected, cover may also be available for cancellation, curtailment, personal belongings and other travel related problems. Personal Accident, Personal Liability and specialist sporting equipment benefits can vary, so read the applicable Policy Wording.

Modern Pentathlon FAQs

Do I need to add modern pentathlon to my policy?

Yes, modern pentathlon is not covered as a standard activity. Add it while getting your quote and confirm that it appears on your Policy Certificate or policy documents.


Which disciplines are included in modern pentathlon?

Modern pentathlon consists of fencing, obstacle racing, swimming, running, and laser pistol shooting. The running and shooting elements are combined as Laser Run.


Can modern pentathlon training be covered?

Training may involve several activities with different risks. Select modern pentathlon and make sure the cover matches every discipline you plan to practise during the trip.


Can I enter an amateur modern pentathlon?

Amateur participation during a wider trip can be covered. The event cannot be the main purpose of your trip, and modern pentathlon must appear on your policy documents.


Is professional modern pentathlon covered?

No. Professional, sponsored or paid participation and competing for prize money are not covered.


Can medical expenses be covered after an injury?

Emergency medical expenses can be covered when modern pentathlon is shown on your policy documents, the event forms part of a wider trip and the claim meets the policy’s terms and conditions.


Is Personal Liability covered during modern pentathlon?

Personal Liability may be restricted or excluded while training or taking part in an event. Check the applicable cover before participating.


Can I get cover if I have a medical condition?

Pre existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.


Cover is subject to the terms, conditions, limits and exclusions of your policy. Add modern pentathlon, check that it appears on your Policy Certificate or policy documents and read the applicable Policy Wording before taking part.

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