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Martial Arts Travel Insurance

Cover for martial arts training, possible amateur competition, and related injuries

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Over 100 activities covered for free on Direct Travel policies.

What are martial arts?

Martial arts cover a broad range of disciplines involving techniques such as striking, grappling, throwing, forms, and controlled sparring. People may practise recreationally, attend organised training, or occasionally take part in amateur competition.

Can I get travel insurance for martial arts?

Yes, policies that cover martial arts can be available through Direct Travel.

Martial arts are listed in different ways across the available policies. Organised training may be covered, while some policies may also provide an option for amateur competition. Select the activity that accurately reflects your discipline and what you plan to do, then check that it appears on your Policy Certificate or policy documents.

If your discipline is listed separately, such as karate, judo or kendo, select that named activity instead of relying on general martial arts cover.

Amateur martial arts practitioner training with an instructor

Things to remember:

  • Choose the activity that matches your martial art
  • Check that the correct activity appears on your policy documents
  • Train at an organised venue with an experienced instructor
  • Wear the protective equipment required for your discipline
  • Follow your instructor, coach or referee’s directions

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What can travel insurance help with?

Emergency medical expenses can be covered if you’re injured while taking part in insured martial arts. Repatriation can also be covered when medically necessary, subject to the terms and limits of your policy.

Depending on the policy selected, cover may also be available for cancellation, curtailment, personal belongings and other travel related problems. Personal Accident, Personal Liability and specialist equipment benefits can vary, so read the applicable Policy Wording.

Martial Arts FAQs

Which martial arts activity should I select?

Select the activity that matches your particular discipline and level of participation. If your martial art is named separately, choose that option and check it appears on your policy documents.


Can organised martial arts training be covered?

Yes, organised amateur training can be covered when the correct martial arts activity is displayed on your policy documents. Follow the instructor’s rules and use the required protective equipment.


Can training camps or seminars be covered?

Cover can be available for organised amateur camps, seminars and workshops. Make sure the selected activity reflects the discipline and includes every type of training you plan to do.


Can an amateur martial arts competition be covered?

Some policies may provide cover for amateur competition when the correct activity is selected. Any competition must form part of a wider trip, as cover does not apply when entering it is the main purpose of travelling. Professional, sponsored or paid participation and competing for prize money are not covered.


Can medical expenses be covered following an injury?

Emergency medical expenses can be covered when the correct martial arts activity is shown on your policy documents and the claim meets the policy’s terms and conditions.


Is Personal Liability covered during martial arts?

Personal Liability may be restricted or excluded during martial arts training or competition. Check the applicable cover before taking part.


Can I get cover if I have a medical condition?

Pre existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.


Terms, conditions, limits and exclusions apply. Choose the martial arts activity that matches your discipline and participation, confirm that it appears on your Policy Certificate or policy documents and read the applicable Policy Wording before taking part.

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