Over 100 activities covered for free on Direct Travel policies.
What is jet skiing?
Jet skiing involves riding a motorised personal watercraft across the surface of the water. It is commonly available at beach destinations and holiday resorts, either as a guided activity or within a designated riding area.
Is jet skiing covered by travel insurance?
Jet skiing is included as a standard activity on many travel insurance policies offered by Direct Travel. However, included activities vary, so you should always check the policy before taking part.
Select jet skiing when getting your quote and make sure it appears on your Policy Certificate or policy documents. You must also follow the rental provider’s instructions and any local rules that apply.

Things to remember:
- Check that jet skiing is included with your chosen policy
- Make sure it appears on your policy documents
- Rent from an established water sports provider
- Wear a properly fitted life jacket
- Attend the safety briefing and use the engine cut off cord
- Stay within the permitted area and away from other water users
What can travel insurance help with?
If you’re injured while taking part in insured jet skiing, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment, personal belongings and other travel related problems. Personal Liability is not covered while driving, riding or otherwise using a motorised vehicle. Damage to the jet ski and the cost of repairs are not covered by travel insurance.
Activity FAQs
Is jet skiing included as standard?
Jet skiing is included as a standard activity on many policies. Activity lists differ, so check that it is included with your selected policy and displayed on your policy documents.
Can I hire a jet ski at my resort?
Yes, recreational jet ski hire can be covered. Use an established provider, complete its safety briefing and follow the local rules for riding and hiring personal watercraft.
Can I ride as a passenger?
Cover can be available when riding as a passenger. Jet skiing should still appear on your policy documents, and you should wear a life jacket throughout the activity.
Can medical expenses be covered if I am injured?
Emergency medical expenses can be covered if jet skiing is shown on your policy documents and the claim meets the policy’s terms and conditions.
Does travel insurance cover damage to a hired jet ski?
No. Travel insurance is not vehicle insurance and does not cover damage to the jet ski, mechanical faults, recovery costs or repairs. The rental provider may require separate insurance or a damage deposit.
Is Personal Liability covered while jet skiing?
No. Personal Liability is not covered while driving, riding or otherwise using a motorised vehicle.
Can I get cover if I have a medical condition?
Pre existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Check that jet skiing is included with your chosen policy and appears on your Policy Certificate or policy documents. Read the applicable Policy Wording before taking part.
