Passenger Flying Travel Insurance
Cover for flying as a passenger in a private or small aircraft
Get QuotesOver 100 activities included at no extra cost on Direct Travel policies.
What is flying as a passenger in a private or small aircraft?
This activity covers travelling as a passenger rather than acting as the pilot. It may include a private flight, sightseeing experience or journey in a small aircraft. Some policies combine private aircraft, small aircraft and helicopter passenger flights under one activity, while others list them differently.
Can I get travel insurance for passenger flying?
Yes, policies that cover flying as a passenger in a private or small aircraft can be available through Direct Travel.
Select the activity that exactly matches the aircraft and type of flight planned. Depending on the policy, the listing may include private, small aircraft, or helicopter. Check that the correct wording appears on your Policy Certificate or policy documents.
Things to remember:
- Choose the activity that matches the aircraft and flight planned
- Only select the helicopter option if your flight involves a helicopter
- Remember that this cover is for passengers, not pilots or crew
- Make sure the flight is operated legally by an appropriately licensed pilot
- Follow the pilot or flight crew’s instructions throughout the journey
What can travel insurance help with?
If you’re injured during an insured flight as a passenger in a private or small aircraft, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment and other travel-related problems. Cover does not apply to piloting or operating the aircraft. Check the applicable Policy Wording.
Passenger Flying FAQs
Which passenger flying activity should I select?
Select the activity whose full description matches your role, the aircraft and the type of flight planned. This may be listed as Flying as a passenger in a private or small aircraft or Flying as passenger (private/small aircraft/helicopter).
Does passenger flying need to be added to my travel insurance?
Yes. Choose the applicable passenger flying activity when getting your quote and make sure its full name appears on your Policy Certificate or policy documents.
Can a passenger flight in a small private plane be covered?
Yes, cover can be available when you are travelling only as a passenger and the appropriate private or small aircraft activity is shown on your policy documents.
Can a helicopter passenger flight be covered?
Yes, but you must select an activity that specifically includes helicopters. Do not assume that every private or small aircraft option also covers helicopter flights.
Can a sightseeing flight be covered?
A sightseeing flight can be covered when the aircraft type and your role as a passenger match the activity shown on your policy documents.
Does this activity cover commercial airline flights?
No. Flying as a fare-paying passenger on a fully licensed passenger-carrying aircraft is listed separately. Choose the activity that reflects the flight you are actually taking.
Can I be covered if I pilot the aircraft?
No. This activity is specifically for passengers. Flying or operating a private plane, small aircraft or helicopter requires a different activity selection.
Can medical expenses be covered following an incident?
Emergency medical expenses can be covered if the applicable passenger flying activity is shown on your policy documents and the claim meets the policy’s terms and conditions.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Choose the activity that exactly matches your role, aircraft, and type of flight. Cover is subject to the terms, conditions, limits, and exclusions of your policy. Check the applicable Policy Wording and your policy documents before flying.
