Over 100 activities covered for free on Direct Travel policies.
What is passenger flying?
Passenger flying involves travelling in a privately operated light aircraft rather than piloting it yourself. This activity applies to flights in aircraft that are not licensed to carry fare paying passengers, such as a private leisure journey with a qualified pilot.
Can I get travel insurance for passenger flying?
Yes, policies that cover flying as a passenger in a light aircraft can be available through Direct Travel.
Several similar flying activities are available, so select the one that matches the aircraft, your role and whether it is licensed to carry fare paying passengers. Check that the correct activity appears on your Policy Certificate or policy documents before flying.
Things to remember:
- Choose the passenger flying activity that matches your flight
- Check that it appears on your policy documents
- Confirm that you will be travelling as a passenger, not the pilot
- Wear your seat belt whenever instructed
What can travel insurance help with?
Emergency medical expenses can be covered if you’re injured while taking part in insured passenger flying. Repatriation can also be covered when medically necessary, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment, personal belongings and other problems affecting the wider trip. Personal Accident and Personal Liability benefits can vary, so read the applicable Policy Wording.
Passenger Flying FAQs
Which passenger flying activity should I select?
Choose the option that matches the aircraft, whether it is licensed to carry fare paying passengers and whether you will be a passenger or pilot. Check the full activity description during the quote process.
Does this activity cover commercial airline flights?
No. This activity is for travelling as a passenger in a privately operated light aircraft that is not licensed to carry fare paying passengers. It is not intended for an ordinary commercial airline flight.
Can a private leisure flight be covered?
Yes, a private flight as a passenger can be covered when the correct flying activity appears on your policy documents. The aircraft must match the description selected during the quote process.
Can I pilot the light aircraft?
No. This activity only covers travelling as a passenger. Flying or helping to operate the aircraft requires a separate activity that specifically covers piloting.
Can medical expenses be covered after an accident?
Emergency medical expenses can be covered when the correct passenger flying activity is shown on your policy documents and the claim meets the policy’s terms and conditions.
Is Personal Liability covered while flying as a passenger?
Personal Liability may be restricted or excluded while travelling in a light aircraft. Check the applicable cover before your flight.
Can I get cover if I have a medical condition?
Pre existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Select the passenger flying activity that matches your flight and check that it appears on your Policy Certificate or policy documents. Read the applicable Policy Wording before taking part.
