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Fell Walking up to 3000m Travel Insurance

Cover for fell walking at elevations up to 3000m

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Over 100 activities included at no extra cost on Direct Travel policies.

What is fell walking up to 3000m?

Fell walking involves exploring hills, upland areas and mountainous countryside on foot. This activity covers recreational walking at elevations up to 3000m, where routes can involve steep paths, uneven ground and rapidly changing weather.

Can I get travel insurance for fell walking up to 3000m?

Yes, policies that cover amateur fell walking up to 3000m can be available through Direct Travel.

Select the right activity when getting your quote and check that it appears on your Policy Certificate or policy documents. The maximum elevation applies to the highest point reached during your walk, not simply the elevation at which it begins.

Fell walker overlooking mountainous countryside from a high trail

Things to remember:

  • Select the right altitude when getting your quote
  • Check that the activity appears on your policy documents
  • Make sure no part of your route goes above 3000m
  • Check the weather and local conditions before setting out
  • Tell someone your route and expected return time

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What can travel insurance help with?

If you’re injured while taking part in insured fell walk, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.

Depending on the policy selected, cover may also be available for cancellation, curtailment and other travel-related problems. Search and rescue costs are not automatically covered, so check the applicable Policy Wording before walking in remote areas.

Fell Walking FAQs

What does the 3000m limit mean?

It means the highest point reached during your walk must not be more than 3000m above sea level. The limit applies even if you begin the walk at a lower elevation.


Does fell walking up to 3000m need to be added to my policy?

Yes. Select the exact activity when getting your quote and check that it appears on your Policy Certificate or policy documents.


What if my route goes above 3000m?

This activity will not match a route that exceeds 3000m at any point. You will need to select an activity and policy suitable for the maximum elevation you plan to reach.


Does this cover mountaineering or technical climbing?

No. Fell walking up to 3000m does not automatically include mountaineering, technical climbing, scrambling or routes requiring ropes or specialist climbing skills. Select every activity you plan to undertake and check your policy documents.


Can guided fell walks be covered?

Yes, guided recreational fell walking can be covered when the activity appears on your policy documents, and the claim meets the policy terms.


Can I walk independently?

Independent fell walking can be covered, subject to the policy terms and the 3000m limit. Plan your route carefully, check local conditions and tell someone where you are going.


Are search and rescue costs covered?

Search and rescue costs are not automatically covered by travel insurance. Check the Policy Wording carefully, particularly if your route passes through remote or difficult terrain.


Can medical expenses be covered if I am injured?

Emergency medical expenses can be covered if the activity appears on your policy documents and the claim meets the policy’s terms and conditions.


Can I get cover if I have a medical condition?

Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.


Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before taking part.

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