Swimming Off A Boat Travel Insurance

What is swimming off a boat?

Swimming off a boat involves entering open water directly from a vessel, typically in calm, designated areas under the supervision of a lifeguard or trained crew member. It’s a popular experience for travellers seeking safe yet adventurous ways to enjoy the sea.

Do I need travel insurance for swimming off a boat?

Yes. Even with a lifeguard present, swimming in open water carries risks such as marine life encounters, strong currents, or sudden changes in weather. Travel insurance can provide valuable support in case of medical emergencies, cancellations, or unforeseen incidents.

Why choose us?

• Specialist cover for swimming off boats in lifeguard-supervised areas
• Customisable policies for solo travellers, families, or groups
• Protection for new swimmers and seasoned open water explorers
• No hidden exclusions - clear and honest cover for water activities

What is included in swimming off boat travel insurance?

Our insurance includes cover for emergency medical treatment, personal accident, repatriation, cancellation, and personal liability if something goes wrong while swimming off a boat with supervision.

Does standard travel insurance cover swimming off a boat?

Often not. Many standard policies exclude open water swimming or activities involving boats. A specialist policy ensures you’re protected for this specific scenario, especially when lifeguard supervision is involved.

Can I get swimming off boat insurance with a medical condition?

Usually, yes. You’ll need to declare your condition when getting a quote. We’ll let you know what’s covered and whether any special terms apply.

Is there a maximum age for swimming off boat travel insurance?

Many insurers offer cover up to age 70. If you're healthy and active, you should still have options. Just be sure to review the policy terms.

Top international destinations for swimming off a boat

• Caribbean - Calm waters and guided swims from anchored boats
• Australia - Reef excursions with lifeguard-supervised swim stops
• Greece - Scenic island tours with designated swim zones
• Thailand - Tropical coastlines with professional boat crew support
• Maldives - Open water swims in crystal clear lagoons

What to pack for a swimming off boat trip

• Swimwear suited to open water
• Sunscreen and sun protection clothing
• Swimming caps and goggles
• Personal ID, travel insurance documents, and emergency contacts
• Snacks, hydration, and motion sickness remedies if needed

Common swimming injuries and how insurance helps

Even with a lifeguard present, some incidents may occur:

• Sunburn or heat exhaustion
• Muscle cramps or fatigue in deep water
• Minor injuries from marine life or diving off the boat

Insurance helps cover treatment, medical evacuation, and lost time due to injury.

Tips for safe and fun swimming off a boat

• Only swim when a lifeguard or trained crew member is supervising
• Follow instructions from the crew and stay within designated areas
• Use visible swimwear and avoid jumping if conditions are unclear
• Stay hydrated and apply sun protection regularly
• Let someone know if you're not feeling confident in the water