Swimming Travel Insurance

What is swimming?

Swimming is a versatile and low-impact activity suitable for all ages and fitness levels. Whether you’re taking a relaxing dip, swimming laps for exercise, or exploring new destinations through the water, it’s a great way to stay active and enjoy the outdoors.

Do I need travel insurance for swimming?

Yes. While generally safe, swimming abroad can still carry risks such as water-related injuries, illness, or disruption to your plans. Travel insurance helps cover emergency medical costs, lost belongings, and trip cancellations linked to your swimming activities.

Why choose us?

• Specialist cover for swimming and water-based activities
• Customisable policies for individuals or group trips
• Protection for both casual swimmers and competitive athletes
• No hidden exclusions - transparent cover for water sports

What is included in swimming travel insurance?

Our swimming travel insurance includes emergency medical cover, personal accident, repatriation, cancellation protection, personal belongings cover, and personal liability in case of accidents in the water.

Does standard travel insurance cover swimming?

Typically, yes. Most standard policies include swimming. However, for more advanced or competitive forms, it’s worth checking whether additional cover is needed.

Can I get swimming insurance with a medical condition?

Often, yes. Let us know about your condition when getting a quote and we’ll guide you through the options. Extra terms might apply depending on your medical history.

Is there a maximum age for swimming travel insurance?

Many policies cover all ages, though upper limits can vary. If you're over 70, you may still find options available depending on the provider.

Top international swimming destinations

• Australia - Great Barrier Reef and Sydney beaches
• USA - California’s beaches and Florida’s natural springs
• Greece - Island swimming in Santorini and Crete
• Maldives - Crystal-clear lagoons and resort swimming
• Italy - Coastal spots along the Amalfi Coast and Sardinia

What to pack for a swimming trip

• Swimwear, goggles, and towels
• Waterproof sunscreen and sunglasses
• Spare clothes and a waterproof bag
• Personal ID, insurance details, and emergency contacts
• Optional gear like snorkels or floatation aids

Common swimming injuries and how insurance helps

Swimming is low-impact, but some common issues include:

• Muscle cramps or strains
• Swimmer’s ear and other infections
• Sunburn or heat exhaustion
• Minor slips or bumps near pool edges or on wet surfaces

Travel insurance helps cover treatment costs, transport, and missed activity refunds if needed.

Tips for safe and fun swimming

• Stick to designated swim areas with lifeguards where possible
• Use sunscreen and reapply regularly
• Stay well-hydrated and avoid alcohol
• Be aware of currents and water conditions
• Know your limits and take breaks as needed