Swimming Off a Boat Unsupervised Travel Insurance

What is swimming off a boat unsupervised?

Swimming off a boat unsupervised means entering open water from a vessel without lifeguard or crew supervision. It offers freedom and solitude in natural settings but comes with higher risks due to distance from shore and emergency services.

Do I need travel insurance for swimming off a boat unsupervised?

Yes. Without supervision, open water swimming presents risks such as strong currents, marine life, and the potential for medical emergencies. Travel insurance provides protection for unexpected medical costs, cancellations, and liability if things go wrong.

Why choose us?

• Specialist cover for swimming off boats without supervision
• Customisable policies for solo travellers or groups
• Protection for both confident and cautious open water swimmers
• No hidden exclusions - clear, straightforward protection

What is included in swimming off boat unsupervised travel insurance?

Our policy includes emergency medical cover, personal accident, repatriation, trip cancellation, and personal liability. It’s built for the risks that come with unsupervised swimming in open water.

Does standard travel insurance cover swimming off a boat unsupervised?

Generally not. Most basic policies exclude unsupervised open water activities. You’ll need specific cover to make sure you’re properly protected.

Can I get swimming off boat unsupervised insurance with a medical condition?

Often, yes. Just declare your medical history during the quote process and we’ll let you know what’s covered and if any conditions apply.

Is there a maximum age for swimming off boat unsupervised travel insurance?

Many insurers offer cover up to age 70. If you're healthy and regularly active, you may still be eligible. Check policy terms before booking.

Top international destinations for swimming off a boat unsupervised

• Caribbean - Warm, clear waters ideal for confident swimmers
• Maldives - Remote atolls with excellent visibility and calm seas
• Australia - Coastal reefs and open water locations
• Greece - Island coves and peaceful bays
• Thailand - Tropical waters for more experienced adventurers

What to pack for a swimming off boat unsupervised trip

• Swimwear suitable for open water
• Safety items like flotation buoys or signalling devices
• Sunscreen and sun protection gear
• First aid supplies and water for hydration
• Personal ID, insurance documents, and emergency contact details

Common swimming injuries and how insurance helps

Even strong swimmers can encounter unexpected issues:

• Fatigue, cramps, or breathing difficulty in deep water
• Stings or minor injuries from marine life
• Sunburn or heat-related illness

Insurance supports you with medical care, evacuation, and cover for lost activities.

Tips for safe and fun swimming off a boat without supervision

• Never swim alone - ensure someone on the boat knows your location
• Use high-visibility swimwear and stay close to the vessel
• Assess water conditions and currents before diving in
• Have a floatation device or plan for fatigue
• Stick to known swim zones and avoid wildlife areas