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Snow Biking Travel Insurance

Cover for snow biking and related injuries

Instant online quotes for snow biking travel insurance

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Over 120+ activities are included free of charge

What is snow biking?

Snow biking involves riding specially designed bikes on snow-covered trails. It combines elements of mountain biking and skiing to create a unique winter sport experience. Snow bikes use wide tires or tracks to navigate snowy terrain, making it a thrilling activity for adventure enthusiasts.

Do I need travel insurance for snow biking?

Yes. Snow biking carries a risk of injuries from falls, collisions, or rough terrain. If you're travelling to take part, travel insurance can cover medical treatment, cancellations, and other unexpected issues.

Snow biker riding on snowy trail

What our snow biking travel insurance covers

  • Emergency medical expenses after snow biking-related injuries
  • Trip cancellation or delays due to injury or event disruption
  • 24/7 emergency medical assistance worldwide
  • Personal liability cover for accidental damage or injury to others

Why choose us?

  • Specialist cover for snow biking and high-adrenaline activities
  • Customisable policies for individuals or group trips
  • Protection for new riders and experienced snow bikers
  • No hidden exclusions – transparent cover for adventure sports

What is included in snow biking travel insurance?

Our snow biking travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes cancellation cover and personal liability protection in case of accidents during the activity.

Does standard travel insurance cover snow biking?

Typically, no. Most basic policies exclude winter sports like snow biking. You'll need a dedicated policy that specifically includes this activity for full protection.

Can I get snow biking insurance with a medical condition?

Often, yes. Just declare your condition during the quote process. We’ll assess your eligibility and let you know if any additional terms apply.

Is there a maximum age for snow biking travel insurance?

Many policies offer cover up to age 65 or 70. If you’re active and in good health, there may still be options available. Always check your provider’s terms.

Top international snow biking destinations

  • USA – Explore the snowy trails of Colorado and Utah
  • Canada – Wide range of trails in British Columbia and Alberta
  • Switzerland – High-altitude rides in the Alps
  • France – Diverse routes in the French Alps
  • Norway – Scenic trails in Scandinavian wilderness

What to pack for a snow biking trip

  • Thermal and waterproof clothing
  • Helmet and goggles
  • Emergency repair kit for your bike
  • Personal ID, insurance documents, and emergency contacts
  • Navigation tools like GPS or maps

Common snow biking injuries and how insurance helps

Although exciting, snow biking can lead to:

  • Fractures or concussions from falls
  • Soft tissue injuries from accidents
  • Cold-related issues like frostbite or hypothermia

Travel insurance helps cover treatment, transport, and reimbursements for missed activities due to injury.

Tips for safe and fun snow biking

  • Wear suitable safety gear at all times
  • Check the weather forecast before you ride
  • Keep your bike in good condition
  • Stick to marked trails and respect wildlife
  • Stay hydrated and bring high-energy snacks
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