Rafting Travel Insurance

What is Rafting?

Rafting is an outdoor activity which involves navigating a river or other body of water using an inflatable raft. Grade 1 rivers are considered easy with very small rough areas, requiring basic skills and little steering.

Do I Need Travel Insurance for Rafting?

Yes. Even on grade 1 rivers, unexpected situations can occur. Travel insurance can help cover medical expenses, lost or damaged rafting gear, and trip cancellations.

Why Choose Us?

• Specialist cover for rafting and water-based activities
• Customisable policies for individuals or group trips
• Protection for beginners and experienced rafters
• No hidden exclusions – transparent cover for water sports

What Is Included in Rafting Travel Insurance?

Our rafting travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents on the water.

Does Standard Travel Insurance Cover Rafting?

Typically, no. Most basic policies exclude water sports. You need a dedicated policy that specifically includes rafting for full protection.

Can I Get Rafting Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Rafting Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Rafting Destinations

• USA – Colorado River and Salmon River adventures
• New Zealand – Queenstown and Waikato River
• Canada – Ottawa River and Kicking Horse River
• Nepal – Sun Kosi and Trishuli River
• Chile – Futaleufú River and Petrohué River

What to Pack for a Rafting Trip

• Waterproof bags for personal items
• Life jackets and helmets (often provided by tour operators)
• Appropriate clothing for wet conditions
• Personal ID, insurance documents, and emergency contacts
• Waterproof camera or protective case for electronics

Common Rafting Injuries and How Insurance Helps

While rafting is exhilarating, it can pose risks such as:

• Minor bruises or scratches from contact with the raft or riverbed
• Sprains or strains from maneuvering the raft
• Water-related injuries like hypothermia in colder waters

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Rafting

• Always wear a life jacket and helmet
• Follow the guide’s instructions and safety briefings
• Be aware of the weather and water conditions
• Ensure your fitness level is appropriate for the rafting grade