Power Boating Travel Insurance

What is power boating (inshore)?

Power boating involves using motorised boats to explore coastal or inland waterways at leisure. This inshore activity is ideal for sightseeing, relaxed cruising, or enjoying short trips close to the shore. It emphasises boat handling skills and an appreciation for water-based recreation.

Do I need travel insurance for power boating?

Yes. Even inshore power boating can carry risks such as minor collisions, sudden movements, or falls on wet surfaces. If you’re planning to go power boating while abroad, travel insurance can help cover medical expenses, cancellations, and unexpected delays.

Why choose us?

• Specialist cover for power boating and water-based activities
• Customisable policies for individuals or group trips
• Protection for both new and experienced boaters
• No hidden exclusions – transparent cover for inshore activities

What is included in power boating travel insurance?

Our power boating travel insurance includes emergency medical cover, personal accident protection, repatriation, cancellation cover, and personal liability for inshore activities.

Does standard travel insurance cover power boating?

Typically not. Many general policies exclude even inshore motorised boating. You'll need a dedicated policy that includes power boating to ensure full protection.

Can I get power boating insurance with a medical condition?

Often, yes. Just declare your condition when getting a quote. We’ll review your details and let you know about any additional terms that may apply.

Is there a maximum age for power boating travel insurance?

Many policies offer cover up to age 70. If you’re active and in good health, you’ll likely have options. Be sure to review the provider’s terms.

Top international power boating destinations

• USA – Great Lakes and Florida Keys for relaxed inshore cruising
• Australia – Scenic harbours and coastal waterways
• France – Leisure boating along the Riviera and inland canals
• Italy – Inshore boating near historic coastlines and islands
• Monaco – Calm marinas and coastal routes for short excursions

What should I pack for a power boating trip?

• Clothing suited to wind, sun, and possible spray
• Travel and ID documents, including insurance details
• Basic sun protection and hydration essentials
• Navigation or communication tools where needed

Common power boating injuries and how insurance helps

Power boating may involve:

• Slips or falls on deck
• Mild impact injuries due to quick stops or turns
• Sun exposure and dehydration

Travel insurance helps by covering treatment, transport, and potential refunds if your plans are disrupted by injury.

Tips for safe and fun power boating

• Wear a life jacket and follow all safety advice
• Stay close to shore and within permitted boating zones
• Watch weather forecasts and water conditions
• Stay alert to other vessels and obey local rules
• Bring essentials and stay hydrated on longer outings