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Motorcycle Travel Insurance

Cover for motorcycling and related injuries

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What is motorcycling?

Motorcycling is a form of leisure travel that involves riding a motorcycle, often to explore scenic routes or new destinations. It requires balance, road awareness and a valid licence appropriate to the motorcycle being used.

Do I need travel insurance for motorcycling?

Yes. Even relaxed, licensed riding abroad can come with risks. Travel insurance can help cover emergency medical costs and trip cancellations if something goes wrong while you're on the road.

Motorcyclist riding on a scenic road

What motorcycle travel insurance can include

  • Emergency medical expenses following motorcycling-related injuries
  • Trip cancellation or delays caused by injury or disruption
  • 24/7 emergency medical assistance worldwide

Why choose us?

  • Specialist cover for motorcycling as a leisure activity abroad
  • Customisable policies for solo travellers or group rides
  • Protection for both new and experienced motorcyclists
  • No hidden exclusions – clear, straightforward cover

What is included in motorcycle travel insurance?

Motorcycle travel insurance typically includes emergency medical cover, personal accident, repatriation and cancellation protection. You're usually covered as long as you're properly licensed and riding within the law.

Does standard travel insurance cover motorcycling?

Often not. Many standard policies exclude riding motorcycles abroad. You’ll need a policy that specifically includes casual, legal motorcycling.

Can I get motorcycle insurance with a medical condition?

Often, yes. Declare your condition during the quote process so we can assess your eligibility and explain any applicable terms.

Is there a maximum age for motorcycle travel insurance?

Many providers offer cover up to age 70. If you're fit and active, options may still be available. Always check the policy wording.

Top international motorcycling destinations

  • USA – Famous for Route 66 and the Pacific Coast Highway
  • Italy – Ride the winding roads of the Alps or Amalfi Coast
  • UK – Explore the Lake District or Scottish Highlands
  • France – Discover countryside routes and the Riviera coast
  • Spain – Ideal for warm-weather rides through Andalusia or the Pyrenees

What to pack for a motorcycling trip

  • Helmet and protective riding gear
  • Valid motorcycle licence and legal documents
  • Insurance documents and emergency contact info
  • Tool kit and items for minor repairs
  • Water, snacks and sun protection

Common motorcycling injuries and how insurance helps

Even with precautions, accidents can happen. These might include:

  • Fractures or sprains from falls
  • Bruises or abrasions from road contact
  • Head injuries despite wearing a helmet
  • Fatigue, dehydration or sunburn on long rides

Travel insurance helps cover medical care, transport and reimbursement for any affected parts of your trip.

Tips for safe and enjoyable motorcycling

  • Always wear a helmet and proper safety gear
  • Inspect your motorcycle before riding
  • Follow local traffic laws and stay within your comfort level
  • Plan ahead and take regular breaks
  • Make sure you're legally licensed for the country you're riding in
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