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Karting Travel Insurance

Cover for karting and related injuries

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Over 100 activities covered for free on Direct Travel policies.

What is karting?

Karting involves driving a small motorised racing vehicle around an indoor or outdoor circuit. It can range from a recreational track session to organised amateur racing, with drivers navigating corners and competing for the fastest time.

Can I get travel insurance for karting?

Yes, policies that cover karting can be available through Direct Travel.

Select karting when getting your quote and check that it appears on your Policy Certificate or policy documents. Make sure the activity matches whether you will be taking part recreationally or entering an amateur race.

Karting driver travelling around an outdoor circuit

Things to remember:

  • Choose karting when getting your quote
  • Use an established karting circuit
  • Wear a helmet and all required protective equipment
  • Attend the safety briefing before driving
  • Follow the flags, track rules, and staff instructions

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What can travel insurance help with?

Emergency medical expenses can be covered if you’re injured while taking part in insured karting. Repatriation can also be covered when medically necessary, subject to the policy’s terms and limits.

Depending on the policy selected, cover may also be available for cancellation, curtailment, personal belongings and other travel related problems. Personal Liability is not covered while driving, riding in or otherwise using a motorised vehicle. Travel insurance does not cover damage to the kart, mechanical faults or repairs.

Activity FAQs

How do I add karting to my policy?

Select karting while getting your quote, then confirm that it is displayed on your Policy Certificate or policy documents before taking part.


Can recreational karting be covered?

Yes, cover can be available for a recreational session at an established circuit. Complete the safety briefing and follow all instructions given by track staff.


Can indoor and outdoor karting be covered?

Cover can be available at indoor and outdoor circuits. The karting activity must appear on your policy documents, and you must follow the venue’s safety requirements.


Can medical treatment be covered after a karting accident?

Emergency medical expenses can be covered when karting is shown on your policy documents and the claim meets the policy’s terms and conditions.


Does travel insurance cover damage to the kart?

No. Travel insurance is not vehicle insurance and does not cover damage to a kart, mechanical problems, recovery costs or repairs.


Is Personal Liability covered while karting?

No. Personal Liability is not covered while driving, riding in or otherwise using a motorised vehicle.


Can I get cover if I have a medical condition?

Pre existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.


Cover is subject to the terms, conditions, limits and exclusions of your policy. Check that karting appears on your Policy Certificate or policy documents and read the applicable Policy Wording before taking part.

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