Karate Travel Insurance
Cover for karate training, amateur competition and related injuries
Get QuotesOver 100 activities covered for free on Direct Travel policies.
What is karate?
Karate is a martial art that developed in the Ryukyu Kingdom, now Okinawa in Japan. Training can include punches, kicks, blocks, set sequences known as kata and controlled sparring known as kumite.
Can I get travel insurance for karate?
Yes, policies that cover karate can be available through Direct Travel.
Karate may be listed differently across the available policies, including organised training and amateur competition. Select the option that matches what you plan to do and check that it appears on your Policy Certificate or policy documents.
Amateur competition can be covered during a wider trip, but not when entering the competition is the main reason for travelling. Professional, sponsored or paid participation and competing for prize money are not covered.
Things to remember:
- Select the karate activity that matches your plans
- Confirm that it is shown on your policy documents
- Train at an organised dojo or recognised venue
- Wear any protective equipment required for sparring
- Practise techniques with appropriate control
- Listen to your instructor, coach or referee
What can travel insurance help with?
Emergency medical expenses can be covered if you’re injured while taking part in insured karate. Repatriation can also be covered when medically necessary, subject to the policy’s terms and limits.
The selected policy may also provide cover for cancellation, curtailment, personal belongings and other problems affecting your trip. Personal Accident, Personal Liability and specialist equipment benefits can vary, so read the applicable Policy Wording.
Activity FAQs
Should I select karate training or amateur competition?
Choose the activity that reflects what you will actually be doing. Organised training and amateur competition may be separate options, so read the activity descriptions and check the selected option on your policy documents.
Can I attend a karate training camp?
Organised amateur training can be covered when the appropriate karate activity is displayed on your policy documents. Follow the camp rules and train under the direction of an experienced instructor.
What are the rules for amateur karate competitions?
Amateur participation during a wider holiday can be covered. There is no cover when competing is the main purpose of the trip, or for professional, sponsored, or paid participation and competition for prize money.
Can medical treatment be covered after a karate injury?
Emergency medical expenses can be covered when the correct karate activity appears on your policy documents and the circumstances meet the policy’s terms and conditions.
Does Personal Liability apply while practising karate?
Personal Liability may be limited or excluded during karate training or competition. Check this section of the selected policy before taking part.
What if I have a pre existing medical condition?
Declare your medical conditions when getting a quote. Medical screening and acceptance are separate from selecting the correct karate activity.
Terms, conditions, limits and exclusions apply. Select the karate activity that matches your plans, confirm that it appears on your Policy Certificate or policy documents and read the applicable Policy Wording before taking part.
