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Ice Windsurfing Travel Insurance

Winter Sports cover for ice windsurfing and related injuries

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Over 100 activities covered for free on Direct Travel policies.

What is ice windsurfing?

Ice windsurfing involves using a sail attached to a board or frame fitted with runners. The wind powers the equipment across a frozen lake or another suitable ice surface, allowing the rider to steer and control their speed.

Can I get travel insurance for ice windsurfing?

Yes, cover for amateur ice windsurfing can be available through the policies offered by Direct Travel.

Ice windsurfing is a Winter Sports activity and should not be assumed to be included with ordinary travel insurance. Select ice windsurfing when getting your quote and check that both the activity and the applicable Winter Sports cover appear on your Policy Certificate or policy documents.

Ice windsurfer using a sail to travel across a frozen lake

Things to remember:

  • Choose ice windsurfing when getting your quote
  • Check your documents for the activity and Winter Sports cover
  • Wear a helmet, warm layers and suitable protective equipment
  • Check local reports about the ice before taking part
  • Monitor the wind, weather and visibility
  • Stay within the designated activity area

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What can travel insurance help with?

If you’re injured while taking part in insured ice windsurfing, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.

Depending on the policy selected, cover may also be available for cancellation, curtailment and other travel related problems. Winter Sports equipment and search and rescue cover may be available where included, while Personal Accident and Personal Liability cover can vary. Check the Winter Sports section of the applicable Policy Wording.

Activity FAQs

Is ice windsurfing included with standard travel insurance?

No. Ice windsurfing requires the applicable Winter Sports cover. Select the activity when getting your quote and check that both ice windsurfing and Winter Sports cover appear on your policy documents.


Is ordinary windsurfing cover enough?

No. You will need to specifically add ice windsurfing or Winter Sports cover to your policy to do this activity.


Can ice windsurfing lessons be covered?

Yes, amateur lessons can be covered when ice windsurfing and the applicable Winter Sports cover appear on your policy documents. Follow your instructor’s guidance and stay within the designated activity area.


Can medical expenses be covered if I am injured?

Emergency medical expenses can be covered if ice windsurfing and the applicable Winter Sports cover appear on your policy documents and the claim meets the policy’s terms and conditions.


Can I enter an ice windsurfing competition?

Amateur participation during a wider trip can be covered. However, cover does not apply if the main purpose of your trip is to enter an amateur tournament or competition. Professional, sponsored, or paid participation and competing for prize money are not covered.


Can I get cover if I have a medical condition?

Pre existing medical conditions are considered separately from Winter Sports activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.


Cover is subject to the terms, conditions, limits and exclusions of your policy. Check that ice windsurfing and the applicable Winter Sports cover appear on your policy documents. Read the Winter Sports section of the applicable Policy Wording before taking part.

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