Over 100 activities covered for free on Direct Travel policies.
What is ice skating?
Ice skating involves moving across an ice rink using boots fitted with metal blades. It can be enjoyed recreationally at indoor or outdoor rinks, either independently or as part of a lesson.
Figure skating, speed skating, and ice hockey involve different types of participation and may need to be selected separately.
Can I get travel insurance for ice skating?
Yes, cover for recreational ice skating can be available through the policies offered by Direct Travel.
Select ice skating when getting your quote and check that it appears on your Policy Certificate or policy documents. Some policies include recreational skating at an indoor rink as a standard activity, while others treat ice skating as a Winter Sports activity.
If you plan to skate during a Winter Sports holiday, check whether ice skating falls under the Winter Sports section of your chosen policy and make sure any required Winter Sports cover appears on your documents too.
Things to remember:
- Choose ice skating when getting your quote
- Check that it appears on your policy documents
- Find out whether your policy treats it as a Winter Sport
- Wear properly fitted skates and fasten them securely
- Follow the rink rules and skate in the correct direction
- Keep a safe distance from other people on the ice
What can travel insurance help with?
If you’re injured while taking part in insured ice skating, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment, personal belongings and other travel-related problems. Personal Accident, Personal Liability and cover for skates can vary. If ice skating is treated as a Winter Sport, check the Winter Sports benefits, conditions and exclusions in the applicable Policy Wording.
Activity FAQs
Does ice skating need to be added to my policy?
Yes. Select ice skating when getting your quote and check that it appears on your Policy Certificate or policy documents before taking part.
Is ice skating classed as a Winter Sport?
It depends on the policy selected. Some policies include recreational skating at an indoor rink as a standard activity, while others class ice skating as a Winter Sport. Check the activity entry and Winter Sports section of your policy documents.
Can I skate at an outdoor rink?
Cover can be available for recreational skating at an outdoor rink. Select ice skating when getting your quote and follow the safety rules set by the rink operator.
Can ice skating lessons be covered?
Yes, amateur recreational lessons can be covered when ice skating appears on your policy documents. Follow your instructor’s guidance and use skates suitable for your experience.
Can medical expenses be covered if I am injured?
Emergency medical expenses can be covered if ice skating is shown on your policy documents, any required Winter Sports cover is in place and the claim meets the policy’s terms and conditions.
Can I take part in an ice skating competition?
Amateur participation during a wider trip can be covered. However, cover does not apply if the main purpose of your trip is to enter an amateur tournament, or competition. Professional, sponsored, or paid participation and competing for prize money are not covered.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Check that ice skating appears on your Policy Certificate or policy documents. If it is classed as a Winter Sport, make sure the required Winter Sports cover is also shown. Read the applicable Policy Wording before taking part.
