Over 100 activities included at no extra cost on Direct Travel policies.
What horse riding can be covered?
Cover can be available for recreational horse riding, such as guided trail rides, trekking and riding lessons. You must wear a helmet while riding.
This activity does not cover competitions, racing, jumping, hunting or polo. If your plans involve another form of equestrian activity, make sure you select the correct activity when getting your quote.
Can I get travel insurance for horse riding?
Yes, cover for recreational horse riding can be available through the policies offered by Direct Travel.
Select horse riding when getting your quote and check that it appears on your Policy Certificate or policy documents. Make sure the activity matches exactly what you plan to do.
Things to remember:
- Choose horse riding when getting your quote
- Check that it appears on your policy documents
- Wear a properly fitted riding helmet
- Follow your guide or instructor’s directions
- Do not take part in competitions, racing, jumping, hunting, or polo
What can travel insurance help with?
If you’re injured while taking part in insured horse riding, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment, personal belongings and other travel-related problems. Personal Accident and Personal Liability cover can vary, so check the applicable Policy Wording.
Horse Riding FAQs
Do I have to wear a riding helmet?
Yes. You must wear a helmet while horse riding for the activity to be covered.
Can guided horse riding be covered?
Yes, recreational riding with a guide can be covered. Make sure horse riding appears on your policy documents and follow the guide’s instructions.
Can horse riding lessons be covered?
Recreational lessons can be covered when horse riding is shown on your policy documents. Wear a helmet and take lessons through an established riding school or instructor.
Are jumping, racing, hunting, or polo covered?
No. Horse jumping, racing, hunting, and polo are not covered under this horse riding activity. Competitions are also excluded.
Can medical expenses be covered if I fall from a horse?
Emergency medical expenses can be covered if horse riding is shown on your policy documents, you were wearing a helmet and the claim meets the policy’s terms and conditions.
Is Personal Liability covered while horse riding?
Personal Liability may be restricted or excluded while horse riding. Check the applicable cover before taking part.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. You must wear a helmet, and competitions, racing, jumping, hunting and polo are excluded. Check the applicable Policy Wording and your policy documents before taking part.
