Horse Riding Travel Insurance

What is horse riding?

Basic horse riding involves recreational riding at a walking or gentle trot pace, often on guided trails or lessons. Unlike competitive riding, jumping, or racing, this type of riding focuses on enjoying the scenery, learning the basics, and building confidence on horseback in a safe environment.

Do I need travel insurance for horse riding?

Yes. Even when riding at a slow pace, falls, slips, or unexpected movements can cause injuries. Travel insurance helps cover medical expenses, protects your personal belongings, and reimburses you if your trip is disrupted.

Why choose us?

• Specialist cover for basic horse riding and outdoor activities
• Customisable policies for individuals or group trips
• Protection for new and experienced riders
• No hidden exclusions – transparent cover for leisure activities

What is included in horse riding travel insurance?

Our horse riding travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes cancellation cover and personal liability protection in case of accidents during your ride.

Does standard travel insurance cover basic horse riding?

Typically, no. Many standard policies exclude horse riding altogether. You’ll need a dedicated policy that specifically includes recreational riding.

Can I get horse riding insurance with a medical condition?

Often, yes. Declare your condition when you request a quote. We’ll explain your options and let you know if additional terms apply.

Is there a maximum age for horse riding travel insurance?

Many policies cover riders up to 70. If you’re healthy and active, you may still qualify — always check your provider’s terms.

What are the top destinations for recreational horse riding?

• USA – Ride through the Rocky Mountains or along sandy beaches
• Argentina – Gentle trail rides in the Pampas with gaucho guides
• UK – Explore bridleways through countryside and coastal paths
• Spain – Enjoy scenic rides through Andalusia’s hills
• Australia – Leisurely rides along forest and outback trails

What should I pack for a horse riding trip?

• Comfortable, weather-appropriate clothing and footwear
• Personal belongings such as ID, insurance documents, and contacts
• Water, snacks, and sun protection
• Basic first aid items and any personal medication

What are common injuries in horse riding and how does insurance help?

Even at a relaxed pace, accidents can happen:

• Minor falls or slips causing sprains or bruises
• Muscle soreness or strains
• Occasional bumps or cuts from saddles or brushes

Insurance helps with medical care, transport, and costs if you miss parts of your trip due to injury.

How can I ride safely and enjoyably?

• Choose a calm horse suited to your experience level
• Listen to your guide and follow the planned route
• Stay relaxed and keep your balance in the saddle
• Keep your personal belongings secure during the ride