Hiking Travel Insurance

What is hiking?

Hiking involves walking in natural environments, often on hiking trails. It is a popular activity that combines physical exercise with an appreciation of nature and scenery. Hiking can vary from short walks to extensive multi-day treks and is enjoyed by people of all ages.

Do I need travel insurance for hiking?

Yes. Hiking can lead to injuries such as sprains, falls, or altitude sickness. If you’re traveling abroad for hiking trips, travel insurance is crucial for covering medical expenses, lost equipment, and trip cancellations.

Why choose us?

• Specialist cover for hiking and outdoor activities
• Customisable policies for individuals or group trips
• Protection for both new and experienced hikers
• No hidden exclusions – transparent cover for adventure sports

What is included in hiking travel insurance?

Our hiking travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during your hike.

Does standard travel insurance cover hiking?

Typically, yes, but it's essential to check if your policy covers hiking up to certain altitudes or in remote areas. For full protection, ensure your policy specifies coverage for the type of hiking you plan to do.

Can I get hiking insurance with a medical condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is there a maximum age for hiking travel insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top international hiking destinations

• USA – Appalachian Trail and Pacific Crest Trail
• Nepal – Everest Base Camp and Annapurna Circuit
• Switzerland – The Alps and Matterhorn treks
• New Zealand – Milford Track and Routeburn Track
• Chile – Torres del Paine National Park

What to pack for a hiking trip

• Durable hiking boots and clothing
• Backpack with water and snacks
• Navigation tools like a map and compass
• Weather-appropriate gear (e.g., raincoat, sunhat)
• Emergency kit including first aid supplies
• Personal ID, insurance documents, and emergency contacts

Common hiking injuries and how insurance helps

Hiking can cause:

• Sprains and fractures from slips or falls
• Dehydration or heatstroke in hot weather
• Altitude sickness in high-altitude areas
• Minor cuts or bruises from terrain or vegetation

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for safe and enjoyable hiking

• Always wear appropriate footwear and clothing
• Hydrate regularly and carry sufficient water and food
• Plan your route and check weather conditions
• Follow all safety guidelines and respect nature
• Prepare for emergencies with a well-stocked first aid kit