Over 100 activities included at no extra cost on Direct Travel policies.
What is dinghy sailing?
Dinghy sailing involves using a small, open sailing boat powered mainly by the wind. You might take the helm yourself, sail with another person or join a lesson through a sailing school or holiday centre.
Can I get travel insurance for dinghy sailing?
Yes, cover for amateur dinghy sailing can be available through the policies offered by Direct Travel.
Select dinghy sailing when getting your quote and check that it appears on your Policy Certificate or policy documents. Make sure the cover matches where and how you plan to sail, particularly if the session involves racing, sailing further from shore or using a motor.
Things to remember:
- Choose dinghy sailing when getting your quote
- Check that it appears on your policy documents
- Make sure the cover matches the planned sailing area
- Follow local sailing rules and weather warnings
- Use suitable safety equipment and follow your instructor’s guidance
What can travel insurance help with?
If you’re injured while taking part in insured dinghy sailing, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment, baggage and other travel-related problems. Travel insurance does not insure the dinghy itself, and Personal Liability may be restricted or excluded. Check the applicable Policy Wording.
Dinghy Sailing FAQs
Can I take a dinghy sailing lesson abroad?
Yes, cover can be available for recreational lessons. Select dinghy sailing when getting your quote and follow the sailing school or instructor’s rules.
Where can I go dinghy sailing?
The permitted sailing area depends on the policy. Check the Policy Wording if you plan to sail offshore, away from a supervised centre or beyond the area used for an organised session.
Does dinghy sailing include using an engine?
Dinghy sailing usually means travelling under sail. If the boat has an engine, check that your selected activity still matches what you will be doing. Personal Liability is not covered while using a motorised vehicle.
Can medical expenses be covered if I am injured?
Emergency medical expenses can be covered if dinghy sailing is shown on your policy documents and the claim meets the policy’s terms and conditions.
Is loss of or damage to the dinghy covered?
No. Travel insurance is not boat insurance and does not cover loss of or damage to the dinghy, its sails or operating equipment.
Is Personal Liability covered while dinghy sailing?
Personal Liability may be included depending on the policy and circumstances. Restrictions may apply while sailing, and it is not covered while using a motorised vehicle.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before taking part.
