Over 100 activities included at no extra cost on Direct Travel policies.
What is cycle touring?
Cycle touring involves travelling between destinations by bicycle, often over several days and with luggage carried on the bike. It can include short leisure tours, guided cycling holidays and longer self-supported journeys.
Can I get travel insurance for cycle touring?
Yes, cover for amateur cycle touring can be available through the policies offered by Direct Travel.
Select cycle touring when getting your quote and check that it appears on your Policy Certificate or policy documents. Make sure the cover matches your route, terrain and type of bicycle, particularly if you plan to ride an electric bike, race or travel through remote areas.
Things to remember:
- Choose cycle touring when getting your quote
- Check that it appears on your policy documents
- Make sure the cover matches your route and bicycle
- Follow local road rules and official route warnings
- Check the baggage limits for your bicycle and equipment
What can travel insurance help with?
If you’re injured while taking part in insured cycle touring, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment, baggage and other travel-related problems. Bicycle and equipment cover can carry specific limits and exclusions, so check the applicable Policy Wording.
Cycle Touring FAQs
What counts as cycle touring?
Cycle touring generally means travelling between destinations by bicycle, often over several days. It is different from a casual bike ride, competitive cycle racing, and technical mountain biking, so choose the activity that best matches your plans.
Are multi-day cycling trips covered?
Cover can be available for multi-day cycle tours. Select cycle touring when getting your quote and make sure the route, terrain, and full duration of the trip match the selected policy.
Can I join a guided cycling holiday?
Yes, guided cycle touring can be covered. Follow the guide’s instructions and check that any additional activities included in the itinerary are also shown on your policy documents.
Can I complete a self-guided cycle tour?
Cover may be available for self-guided touring, depending on the policy and route. You should take care when planning each stage and follow local road rules, closures and official travel advice.
Does cycle touring cover races or timed events?
No. Cycle races and timed events may be listed separately. Choose the activity that actually matches the event.
Is professional cycle touring covered?
No. Cover is for amateur participation only. Professional, contracted or paid cycling is not covered.
Can medical expenses be covered if I am injured?
Emergency medical expenses can be covered if cycle touring is shown on your policy documents and the claim meets the policy’s terms and conditions.
Is my bicycle covered if it is lost, stolen, or damaged?
Do not assume that the full value of your bicycle is covered. Baggage cover may apply depending on the policy, but single-item limits, security requirements and exclusions for unattended bicycles can significantly affect the cover available.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before taking part.
