Over 100 activities included at no extra cost on Direct Travel policies.
What is black water rafting?
Black water rafting, sometimes called cave tubing, involves travelling through underground cave systems on an inflatable tube or small raft. Depending on the experience, it can involve flowing water, narrow passages and rocky terrain.
Can I get travel insurance for black water rafting?
Yes, cover for black water rafting can be available through the policies offered by Direct Travel.
Depending on the policy, black water rafting may be included as standard or available to add for an additional premium. Some excursions also involve abseiling, climbing or other activities, so check that every part of your experience is covered. Review the applicable Policy Wording and make sure black water rafting appears on your policy documents.

Things to remember:
- Make sure black water rafting is included on your policy
- Check whether your excursion also involves other activities
- Use a reputable activity provider and follow your guide’s instructions
- Wear the safety equipment supplied by the activity provider
- Declare any pre-existing medical conditions when getting your quote
What can travel insurance help with?
If you’re injured while taking part in insured black water rafting, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment, and other travel-related problems. Personal liability may be included, depending on the policy and the circumstances of the claim.
Black Water Rafting FAQs
Is black water rafting covered as standard?
It depends on the policy. Black water rafting may be included as standard or available to add for an additional premium. Select the activity when getting your quote and check that it appears on your policy documents.
Is black water rafting the same as cave tubing?
The names are often used for similar activities, but individual excursions can differ. Some involve a gentle underground river journey, while others include faster water, abseiling, or climbing. Check that the activity selected matches the experience you have booked.
Are abseiling and climbing included?
Not automatically. If your black water rafting excursion includes abseiling, climbing, or another activity, each element must be covered by your policy. Check the excursion itinerary before getting your quote.
Can medical expenses be covered if I am injured?
Emergency medical expenses can be covered if black water rafting is included on your policy and the claim meets its terms and conditions.
Do I need to take part with a guide?
Follow the requirements of the activity provider and your policy. Black water rafting should be booked through a reputable provider, and you should follow the guide’s instructions and use the supplied safety equipment.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
