Over 100 activities included at no extra cost on Direct Travel policies.
What is bird watching?
Bird watching, also known as birding, involves observing birds in their natural habitats. It can range from a gentle walk through a nature reserve to longer trips through forests, wetlands or remote areas.
Can I get travel insurance for bird watching?
Yes. Recreational bird watching is usually included as standard, although activity lists vary between policies.
If your plans also involve activities such as trekking at altitude, climbing, or travelling by motorised vehicle or boat, check that these are covered separately. Review the applicable Policy Wording and make sure your policy reflects everything you plan to do.

Things to remember:
- Check that bird watching is included in the policy you select
- Make sure any trekking, climbing or boating involved in your trip is also covered
- Follow local guidance and stay on permitted paths
- Declare any pre-existing medical conditions when getting your quote
- Check how your policy covers binoculars, cameras, and other valuable belongings
What can travel insurance help with?
If you become ill or are injured while bird watching, emergency medical expenses, and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment, and lost, stolen, or damaged personal belongings. Personal liability may be included, depending on the policy and the circumstances of the claim. It is not covered when a motorised vehicle or boat is being used.
Bird Watching FAQs
Is bird watching covered as standard?
Bird watching is usually included as standard, although the activities covered vary between policies. Check the applicable Policy Wording and your policy documents before travelling.
Does bird watching cover trips in remote areas?
Not automatically. Bird watching may be covered, but remote-area travel, trekking at altitude, climbing or other activities involved in reaching the location may have separate conditions or exclusions. Make sure every part of your plans is covered.
Are binoculars and cameras covered?
Binoculars and cameras may be covered as personal belongings, depending on the policy selected. Item limits, security requirements, and exclusions can apply, so check the applicable Policy Wording and your policy documents.
Can medical expenses be covered if I am injured?
Emergency medical expenses can be covered if bird watching is included on your policy and the claim meets its terms and conditions.
Am I covered when bird watching from a boat?
Bird watching and the boat trip may be treated as separate activities. Check that the type of boating involved is covered. Personal liability is not covered while using a motorised boat.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
