Winter Sports Cover: Tables of Benefits
Winter Sports cover is optional and must be shown on your Policy Certificate. The limits below apply per insured person. Terms, conditions, excesses, and exclusions apply.
Policies with ski-specific benefits
| Provider | Product Level |
Ski Equipment (Owned/Hired) |
Ski Hire | Lift Pass | Ski Pack | Piste Closure | Avalanche Cover | AMT Duration | Age Limit (Single/Annual) |
|---|---|---|---|---|---|---|---|---|---|
| ActivitySure | Bronze | £500/£150 | See hired Ski Equipment | See Ski Pack | £300 | £30 daily (max. £300) |
£200 | 32 days per trip | 80 / 65 |
| Silver | £500/£150 | See hired Ski Equipment | See Ski Pack | £300 | £30 daily (max. £300) |
£200 | 45 days per trip | 80 / 65 | |
| Gold | £750/£250 | See hired Ski Equipment | See Ski Pack | £500 | £50 daily (max. £500) |
£500 | 45 days per trip | 80 / 65 | |
| Clear4Travel | Premier | £500/£150 | £30 daily (max. £150) |
£200 | £300 | £30 daily (max. £300) |
£200 | 17 days | 65 / 65 |
| Prestige | £500/£150 | £30 daily (max. £150) |
£200 | £300 | £30 daily (max. £300) |
£200 | 21 days | 65 / 65 | |
| Prestige Plus | £750/£250 | £50 daily (max. £250) |
£300 | £500 | £50 daily (max. £500) |
£500 | 21 days | 65 / 65 | |
| Direct2Insure | Select5 Select10 Select15 Select20 |
£750/£250 | £50 daily (max. £250) |
£300 | £500 | £50 daily (max. £500) |
£500 | 21 days | 65 / 65 |
| Fit2Travel | Secure | £500/£150 | £30 daily (max. £150) |
£200 | £300 | £30 daily (max. £300) |
£200 | 17 days | 65 / 65 |
| Protect | £500/£150 | £30 daily (max. £150) |
£200 | £300 | £30 daily (max. £300) |
£200 | 21 days | 65 / 65 | |
| Ultimate | £750/£250 | £50 daily (max. £250) |
£300 | £500 | £50 daily (max. £500) |
£500 | 21 days | 65 / 65 | |
| Goodtogo | Silver | £500 owned | £50 per 24 hrs (max. £250) |
See Ski Pack | £400 | £35 per 24 hrs (max. £500) |
£35 per 24 hrs (max. £500) |
24 days | |
| Gold | £500 owned | £50 per 24 hrs (max. £250) |
See Ski Pack | £400 | £35 per 24 hrs (max. £500) |
£35 per 24 hrs (max. £500) |
24 days | ||
| Platinum | £500 owned | £50 per 24 hrs (max. £250) |
See Ski Pack | £400 | £35 per 24 hrs (max. £500) |
£35 per 24 hrs (max. £500) |
24 days | ||
| Holiday Insurance |
Bronze | £500/£200 | £20 daily (max. £200) |
See Ski Pack | £30 daily (max. £300) |
£30 daily (max. £300) |
£30 daily (max. £300) |
22 days per trip | <65/<65 |
| Silver | £750/£300 | £30 daily (max. £300) |
See Ski Pack | £40 daily (max. £400) |
£40 daily (max. £400) |
£40 daily (max. £400) |
31 days per trip | <65/<65 | |
| Gold | £1,000/£400 | £40 daily (max. £400) |
See Ski Pack | £50 daily (max. £500) |
£50 daily (max. £500) |
£50 daily (max. £500) |
45 days per trip | <65/<65 | |
| OKToTravel | Premier | £500/£500 | £150 | See Ski Pack | £400 | £35 per 24 hrs (max. £350) |
£300 | 17 days* | 65 / 65 |
| Premier Extra | £750/£750 | £150 | See Ski Pack | £400 | £50 50 per 24 hrs (max. £500) |
£400 | 17 days* | 65 / 65 | |
| Premier Plus | £1,000/£1,000 | £150 | See Ski Pack | £400 | £70 per 24 hrs (max. £700) |
£500 | 17 days* | 65 / 65 | |
| Premier Ultimate | £1,000/£1,000 | £150 | See Ski Pack | £400 | £70 per 24 hrs (max. £700) |
£500 | 17 days* | 65 / 65 | |
| OneBefore | Basic | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Classic | £1,250 owned | £50 daily (max. £250) |
£500 | £500 | £50 daily (max. £500) |
N/A | 31 days per trip | <65/<65 | |
| Signature | £1,500 owned | £100 daily (max. £500) |
£500 | £500 | £50 daily (max. £500) |
N/A | 31 days per trip | <65/<65 |
*OKToTravel Annual Multi-Trip Winter Sports cover can increase to 24 days where the maximum trip duration has been extended to 42 or 62 days.
Policies using Optional Sports Cover benefits
These policies do not list separate Lift Pass, Ski Pack, Piste Closure or Avalanche Closure benefits. They use the Optional Sports Cover benefits shown below.
| Provider | Product Level | Missed Activity | Sporting Equipment | Equipment Rental | Search and Rescue | AMT Duration | Age Limit (Single) |
Age Limit (Annual) |
|---|---|---|---|---|---|---|---|---|
| Direct Travel | Budget | £300 | £400 | £200 | £1,000 | 17 days | 65 | 65 |
| Standard | £300 | £400 | £200 | £1,000 | 21 days | 75 (85, Europe only) |
75 (79, Europe only) |
|
| Premier | £300 | £1,000 | £400 | £1,000 | 21 days | 75 (85, Europe only) |
75 (79, Europe only) |
|
| Premier Plus | £500 | £1,000 | £500 | £1,000 | 31 days | 75 (85, Europe only) |
75 (79, Europe only) |
|
| Allsafe | Standard | £150 | £300 | £150 | £1,000 | 17 days | 65 | 65 |
| Standard Plus | £300 | £400 | £200 | £1,000 | 21 days | 69 | 65 (69, Europe only) |
|
| Premier | £300 | £1,000 | £400 | £1,000 | 21 days | 69 | 65 (69, Europe only) |
|
| Premier Plus | £500 | £1,000 | £500 | £1,000 | 31 days | 69 | 65 (69, Europe only) |
|
| Direct Travel TI | Gold | £300 | £400 | £200 | £1,000 | 21 days | 75 (79, Europe only) |
75 (79, Europe only) |
| Platinum | £300 | £1,000 | £400 | £1,000 | 21 days | 75 (79, Europe only) |
75 (79, Europe only) |
|
| Platinum Plus | £500 | £2,000 | £500 | £1,000 | 31 days | 75 (79, Europe only) |
75 (79, Europe only) |
Direct Travel Backpacker: Winter Sports Activity Pack 5 can be added for up to 31 days and the maximum policy age is 45.
Equipment sub-limits, depreciation, excesses, season dates, resort closure thresholds, and evidence requirements vary. Please read the relevant Policy Wording for full details.
