Gadget Travel Insurance | Direct Travel Insurance

Worldwide Travel Insurance for Your Gadget*

We know how important it is to protect your most valuable items, from your iPad to digital cameras to laptops and of course, that one item we'd all struggle to live without - your phone.

Gadget cover is available as an add-on to your travel insurance policy, so that you've got peace of mind that you're covered around the world. We offer three levels of cover: Bronze, Silver, and Gold (terms and conditions apply).

*For the destination and duration of cover as detailed on your Direct Travel Insurance policy certificate. Please note: gadgets must be less than 6 years old (18 months for laptops) from the purchase date of this insurance, purchased in the UK, and you must have evidence of ownership.

Bronze

From £1.93

Accidental/Malicious Damage
£1,000 (£75 Excess)
Accidental Loss
£1,000 (£75 Excess)
Theft
£1,000 (£75 Excess)
Breakdown
£1,000 (£75 Excess)**
Unauthorised call/data/use
up to £2,000 (Nil Excess)

Silver

From £3.05

Accidental/Malicious Damage
£2,000 (£75 Excess)
Accidental Loss
£2,000 (£75 Excess)
Theft
£2,000 (£75 Excess)
Breakdown
£2,000 (£75 Excess)**
Unauthorised call/data/use
up to £2,000 (Nil Excess)

Gold

From £4.07

Accidental/Malicious Damage
£3,000 (£75 Excess)
Accidental Loss
£3,000 (£75 Excess)
Theft
£3,000 (£75 Excess)
Breakdown
£3,000 (£75 Excess)**
Unauthorised call/data/use
up to £2,000 (Nil Excess)

** This section of cover does not apply to laptop computers.

Why get Gadget cover?

With the ever-increasing cost of gadgets, and our smartphones becoming a necessity of modern day life, our dedicated gadget cover will give you peace of mind. Whether grabbing a short weekend break or enjoying a lazy beach holiday, your possessions are covered should the unthinkable happen.

Our policies not only include the usual accidental damage and theft cover, but also cover for breakdown outside of the manufacturer's guarantee/warranty, and for the cost of unauthorised calls, texts, or data use if your phone is lost or stolen.

Our insurance is arranged and administered by Bastion Insurance Services Ltd. on behalf of Brokersure Ltd., and is underwritten by Collinson Insurance.

Our Gadget cover benefits include:

Same day cover
Up to 365 days Worldwide cover
Protection against theft, accidental damage, accidental loss, and breakdown
Cover for charges for unauthorised calls and data use
UK-based customer support - we're here to help!

Please note the cover does not extend to include items placed in the hold of an aircraft.

For polices purchased after 1st March 2025:
Gadget Policy Wording

For polices purchased between 1st May 2024 and 28th February 2025
Gadget Policy Wording

For polices purchased between 1st March 2024 and 30th April 2024:
Gadget Policy Wording

For polices purchased between 27th February 2023 and 29th February 2024:
Gadget Policy Wording

For polices purchased between after 15th September 2022 and 26th February 2023:
Gadget Policy Wording

For polices purchased between 20th September 2021 and 14th September 2022:
Gadget Policy Wording

For Policy Wordings prior to 2021, please contact us.

Need help?

UK Customer Services

0330 880 3600*

*Calls are recorded for training and monitoring purposes.

Open Monday to Friday 8:30am to 6pm, Saturday 8:30am to 4pm and closed Sundays

UK Emergency Assistance

Direct Travel / AllSafe
(Allianz)
01444 465 553

Fit2Travel / Direct2Insure / Clear4Travel
(White Horse)
01733 224 357

Free Spirit (Accelerant)
0208 608 4216

Goodtogo (Red Sands)
01444 465 573

Available 24 hours a day, every day.

What our customers say:

"Very easy to do travel insurance online and now that you can add medical conditions, rather than calling up and going through lots of questions it's brilliant."
"Quick and easy, good rates for my health problems, would highly recommend."