Cruise Travel Insurance

Our cruise holiday insurance

Offering a relaxed pace and the option for multiple destinations on one trip, cruise holidays are becoming increasingly popular. Luxury cruises have come a long way since just lounging on the sun deck all day – although topping up your tan is still an option! Cruise ships now offer everything on board, from swimming pools to cinemas and surfing lessons to casinos, and are a world away from a more traditional trip abroad. However, this makes it all the more important to make sure that your travel insurance includes cruise cover, and Direct Travel Insurance can do just that!

Standard travel insurance usually won’t cover circumstances specific to a cruise holiday, but cruise cover from Direct Travel Insurance can include cover for the following:

Cabin confinement

Missed port

Ship to shore airlift

Unused excursions

Delayed departure

Itinerary changes

Cruise cover insurance can include a number of destinations, and can accommodate travellers who are flying out to meet the ship. Because a cruise holiday is so different to a more traditional holiday, you’ll need to make sure that your travel insurance offers the right level of protection for your trip.

Cruise-specific cover will offer you the benefits of a regular travel insurance policy, such as cover for lost or delayed baggage, and cover for personal belongings, but it will also take into account the possibility of cabin confinement, or increased medical expenses.

At Direct Travel Insurance we understand that having cover for any pre-existing medical conditions is very important when travelling, but maybe even more so when considering a cruise holiday - after all, falling ill whilst at sea can be a worrying thought. Our simple online medical screening process offers cover for hundreds of diagnosed pre-existing medical conditions. Depending on the policy you choose, cruise cover from Direct Travel Insurance also includes medical expenses cover, and can offer cover for airlifting off the ship to an onshore medical facility if necessary, as well as further transportation to a mainland hospital, additional accommodation costs, and/or repatriation back to the UK.

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It's important to know:

1. If you have a medical condition, please make sure you disclose it when buying your policy. Direct Travel Insurance will not provide cover for undeclared medical conditions.
2. You must be 18 years old or over to purchase a policy.
3. We are unable to provide cover for countries where the Foreign, Commonwealth & Development Office (FCDO) have advised against all, or all but essential, travel. please visit the FCDO Foreign Travel Advice page to check the latest warnings. Alternatively, you can call them on 0207 008 5000.
4. This product is available for UK residents only.
5. Upper age limits may apply.
6. The 15% online discount will not apply to any optional, additional cover.
7. Please check our Policy Wordings for full terms & conditions. If you have any questions, please visit the FAQ page or contact us.

What if I am older than the maximum age?

You may be able to obtain an alternative travel insurance policy by contacting:

British Insurance Brokers Association
Tel: 0370 950 1790 (lines open Mon-Fri, 9am-5pm)
Website: Find Insurance - BIBA

The Money Advice Service
Tel: 0800 138 7777
Website: Travel insurance directory | MoneyHelper