Yachting Inland and Coastal Waters Insurance

Cover for yachting and related injuries

Protection for your yachting equipment

Instant online quotes for yachting insurance

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Over 120+ activities are included free of charge

What is Yachting?

Yachting involves sailing or cruising in a yacht, whether for leisure or competitive racing, typically on inland or coastal waters. Unlike other forms of boating, yachting often includes extended stays aboard and can involve navigating challenging waters using skills in seamanship, navigation, and operational management.

Do I Need Insurance for Yachting?

Yes. Yachting can expose you to risks such as adverse weather conditions, accidental damage, or injuries. Whether you're cruising along the coast or participating in a regatta, having the right insurance helps cover potential medical expenses, damage to the yacht, and other unforeseen incidents.

Our Yachting Insurance Policies Include:

Emergency medical expenses after yachting-related injuries
Cover for lost, stolen, or damaged yachting gear
Trip cancellation or delays due to unforeseen circumstances
24/7 emergency assistance worldwide
Personal liability cover for accidental damage or injury to others

Get a quote today and set sail with confidence on your next yachting adventure.

Why Choose Us?

Specialist cover for yachting and high-adrenaline activities
Customisable policies for individuals or group trips
Protection for new sailors and experienced yacht crews
No hidden exclusions – transparent cover for adventure sports

What Is Included in Yachting Insurance?

Our yachting insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during your voyage.

Does Standard Insurance Cover Yachting?

Typically, no. Most basic policies exclude activities like yachting. You need a dedicated policy that specifically includes yachting for full protection.

Can I Get Yachting Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Yachting Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Yachting Destinations

Caribbean – Ideal for both leisure and competitive yachting
Mediterranean – Known for beautiful coastal scenes and marinas
Australia – Great Barrier Reef and Sydney Harbour offer unique yachting experiences
USA – Florida and California are popular for coastal yachting adventures
France – Riviera cruising and numerous regattas

What to Pack for a Yachting Trip

Navigation tools (GPS, maps, compass)
Safety gear (life jackets, first-aid kit, flares)
Appropriate clothing for varying weather conditions
Provisions for extended trips (food, water, sunscreen)
Personal ID, insurance documents, and emergency contacts
Maintenance tools for minor on-board repairs

Common Yachting Injuries and How Insurance Helps

While yachting is enjoyable, it can pose risks:

Injuries from falls or slips on deck
Sunburn or dehydration from prolonged exposure
Seasickness and other motion-related ailments
Minor cuts or bruises from handling equipment

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Yachting

Always check weather conditions before departure
Ensure all safety equipment is in good condition
Follow all maritime laws and regulations
Regularly maintain and inspect your yacht
Be prepared for emergencies with drills and knowledge of procedures

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