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Yachting Inshore Recreational Insurance

Cover for yachting and related injuries

Protection for your yachting equipment

Instant online quotes for yachting insurance

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Over 120+ activities are included free of charge

What is Yachting Inshore Recreational?

Yachting Inshore Recreational involves sailing within sight of land, typically for leisure. It's a popular activity for those who enjoy the tranquility of the sea and the challenge of managing a yacht. This activity emphasizes navigation skills, seamanship, and the enjoyment of coastal waters.

Do I Need Insurance for Yachting Inshore Recreational?

Yes. Yachting can expose you to risks such as adverse weather conditions, accidental damage, or injuries. Having insurance when traveling for yachting activities ensures coverage for medical expenses, yacht repairs, or trip cancellations.

Yacht sailing near the coast

Our Yachting Inshore Recreational Insurance Policies Include:

  • Emergency medical expenses after yachting-related injuries
  • Cover for lost, stolen, or damaged yachting gear
  • Trip cancellation or delays due to weather or other disruptions
  • 24/7 emergency assistance worldwide
  • Personal liability cover for accidental damage or injury to others

Why Choose Us?

  • Specialist cover for yachting and high-adrenaline activities
  • Customisable policies for individuals or group trips
  • Protection for new sailors and experienced yachting crews
  • No hidden exclusions – transparent cover for water sports

What Is Included in Yachting Inshore Recreational Insurance?

Our yachting insurance includes emergency medical cover, personal accident, and repatriation. It also covers equipment protection, cancellation cover, and personal liability protection in case of accidents during your activity.

Does Standard Insurance Cover Yachting?

Typically, no. Most basic policies exclude water-based activities involving yachts. You need a dedicated policy that specifically includes yachting for full protection.

Can I Get Yachting Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Yachting Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Yachting Destinations

  • Caribbean – Ideal for island hopping and clear blue waters
  • Mediterranean – Known for its beautiful coastlines and historical ports
  • Australia – Great Barrier Reef and Sydney Harbour offer unique experiences
  • USA – Florida Keys and California’s Pacific Coast are popular
  • Greece – Islands like Santorini and Mykonos provide stunning settings

What to Pack for a Yachting Trip

  • Navigation tools like GPS and nautical charts
  • Life jackets and safety gear
  • Comfortable and protective clothing
  • Communication devices
  • Personal ID, insurance documents, and emergency contacts
  • Sunscreen and first aid supplies

Common Yachting Injuries and How Insurance Helps

While yachting is enjoyable, it can pose risks:

  • Slips and falls on wet surfaces
  • Minor cuts or bruises from handling equipment
  • Sunburn or dehydration

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Yachting

  • Always wear life jackets and safety gear
  • Check weather conditions before setting out
  • Follow all maritime laws and regulations
  • Maintain your yacht and safety equipment
  • Ensure all crew and passengers are briefed on safety procedures
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