Recreational Yachting Inshore Travel Insurance

What is recreational yachting inshore?

Yachting inshore recreational refers to sailing within sight of land for leisure, without venturing into open ocean or participating in competitive racing. This type of yachting is ideal for those seeking a relaxing coastal experience without practising crewing and navigation skills.

Do I need insurance for recreational yachting inshore?

Yes. Even near the coast, yachting can involve unexpected weather, injuries, or trip disruptions. Travel insurance helps cover medical emergencies, cancelled plans, and lost or damaged belongings while you're out on the water.

Why choose us?

• Specialist cover for yachting and coastal sailing
• Customisable policies for individuals or group trips
• Protection for beginners and experienced yachters alike
• No hidden exclusions – transparent cover for water-based activities

What is included in recreational yachting inshore travel insurance?

Our yachting insurance includes cover for emergency medical treatment, repatriation, personal accident, cancellation, and your personal belongings.

Does standard insurance cover yachting?

Usually not. Most basic policies exclude yachting and other marine activities. You'll need a policy that specifically covers yachting for full protection.

Can I get yachting insurance with a medical condition?

Often, yes. Declare your condition when getting your quote and we’ll assess eligibility. Additional terms may apply depending on your health.

Is there a maximum age for yachting travel insurance?

Many providers offer cover up to age 70. If you're active and in good health, options may still be available. Always check individual policy wording.

Top international yachting destinations

• Caribbean – Ideal for island hopping and clear blue waters
• Mediterranean – Known for its beautiful coastlines and historical ports
• Australia – Great Barrier Reef and Sydney Harbour offer unique experiences
• USA – Florida Keys and California’s Pacific Coast are popular
• Greece – Islands like Santorini and Mykonos provide stunning settings

What to pack for a yachting trip

• Navigation tools like GPS and nautical charts
• Life jackets and safety gear
• Comfortable and protective clothing
• Communication devices
• Personal ID, insurance documents, and emergency contacts
• Sunscreen and first aid supplies

Common yachting injuries and how insurance helps

Even recreational sailing can lead to:

• Slips and falls on wet surfaces
• Minor cuts or bruises from handling ropes or sails
• Dehydration or sunburn

Insurance helps cover treatment costs, emergency support, and expenses from unexpected disruptions to your trip.

Tips for safe and enjoyable yachting

• Always check the weather forecast before setting out
• Wear life jackets and use safety gear at all times
• Follow local maritime rules and navigational guidelines
• Stay hydrated and take sun precautions
• Ensure all equipment is well maintained before departure