Working Non-Manual Travel Insurance

What is working non-manual?

Working (excluding manual labour but including bar & restaurant work, office & clerical work, music performance & singing and fruit picking (not involving the use of machinery)) is considered non-manual. These roles typically involve low-risk physical activity and are common in hospitality, tourism, administration, and the performing arts.

Do I need travel insurance for working non-manual?

Yes. If you're planning to work abroad in any non-manual capacity, travel insurance can help cover medical costs, lost or stolen personal belongings, trip cancellations, and even accidental liability. It's especially important for extended working holidays or seasonal placements.

Why choose us?

• Tailored cover for non-manual work and working holidays
• Flexible policies for short-term or long-term trips
• Great for students, volunteers, and seasonal staff
• No hidden exclusions – clear cover for your working trip

What is included in working non-manual travel insurance?

Our cover includes emergency medical expenses, personal accident, repatriation, cancellation protection, cover for lost or stolen general belongings, and personal liability. This gives you essential support while working overseas in non-manual roles.

Does standard travel insurance cover working non-manual?

Usually not. Many basic travel policies exclude any form of work. Our specialist policies are designed to cover working (excluding manual labour but including bar & restaurant work, office & clerical work, music performance & singing and fruit picking (not involving the use of machinery)).

Can I get cover if I have a medical condition?

Often, yes. Declare your condition during the quote process and we’ll assess your eligibility. Some additional terms may apply depending on your medical background.

Is there a maximum age for working non-manual cover?

Many policies offer cover up to age 70. If you’re healthy and active, there are still options available – always check individual insurer terms.

Popular destinations for working non-manual abroad

• Australia – Ideal for working holidays and bar jobs
• New Zealand – Fruit picking and admin roles are common
• Canada – Hospitality and ski season roles are popular
• Spain – Office and hospitality jobs in sunny settings
• USA – Summer camps, restaurants, and performance roles

What to pack for your working trip

• Smart-casual work attire and comfortable shoes
• Laptop or tablet (if needed for work)
• Travel adapter and portable charger
• Copies of your CV, contracts, and ID
• Personal ID, insurance documents, and emergency contacts

Common issues and how insurance helps

Even non-manual work abroad can come with unexpected challenges:

• Minor illness or injury during your working period
• Lost or stolen belongings like phones or luggage
• Workplace disputes or cancellations affecting your travel plans

Our policy helps cover these costs and provides 24/7 assistance while you’re away.

Tips for a safe and productive working trip

• Stick to your visa restrictions and local regulations
• Secure your valuables and backup important files
• Keep in touch with your home contacts regularly
• Take time to rest and explore your destination safely