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Winter Sports Travel Insurance

Cover for winter sports and related injuries

Protection for your winter sports equipment

Instant online quotes for winter sports travel insurance

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Over 120+ activities are included free of charge

What is Winter Sports?

Winter sports include activities such as skiing, snowboarding, ice skating, and snowmobiling. These activities often take place in snowy environments and require specific gear and skills. They are popular for both competitive sports and recreational enjoyment during the winter season.

Do I Need Travel Insurance for Winter Sports?

Yes. Participating in winter sports can lead to injuries from falls, collisions, or cold-related conditions. If you’re traveling abroad for these activities, travel insurance is crucial for covering medical expenses, lost equipment, and trip cancellations.

Winter sports player in action on a snowy mountain

Our Winter Sports Travel Insurance Policies Include:

  • Emergency medical expenses after winter sports-related injuries
  • Cover for lost, stolen, or damaged winter sports gear
  • Trip cancellation or delays due to injury or event disruption
  • 24/7 emergency medical assistance worldwide
  • Personal liability cover for accidental damage or injury to others

Why Choose Us?

  • Specialist cover for winter sports and high-adrenaline activities
  • Customisable policies for individuals or group trips
  • Protection for both new and experienced winter sports enthusiasts
  • No hidden exclusions – transparent cover for adventure sports

What Is Included in Winter Sports Travel Insurance?

Our winter sports travel insurance includes emergency medical cover, personal accident, and repatriation. It also covers equipment protection, cancellation cover, and personal liability protection in case of accidents during activities.

Does Standard Travel Insurance Cover Winter Sports?

Typically, no. Most basic policies exclude winter sports. You need a dedicated policy that specifically includes winter sports for full protection.

Can I Get Winter Sports Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Winter Sports Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Winter Sports Destinations

  • USA – Famous for its ski resorts in Colorado and Utah
  • Canada – Renowned for Whistler and Banff
  • Switzerland – Home to Zermatt and St. Moritz
  • France – Popular for Chamonix and the French Alps
  • Japan – Known for Niseko and Hakuba

What to Pack for a Winter Sports Trip

  • Ski or snowboard equipment (with protective cases)
  • Thermal clothing and waterproof outerwear
  • Protective gear like helmets and goggles
  • Personal ID, insurance documents, and emergency contacts
  • Spare parts or tools for on-site adjustments

Common Winter Sports Injuries and How Insurance Helps

While generally safe, winter sports can still cause:

  • Fractures or dislocations from falls
  • Sprains or strains from physical activity
  • Frostbite or hypothermia in extreme cold

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Winter Sports

  • Always wear appropriate protective gear
  • Check weather conditions and avalanche warnings
  • Stay within marked paths and runs
  • Follow all safety rules and instructions
  • Ensure your equipment is well-maintained
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