Swimming Open Water Travel Insurance

Cover for open water swimming and related injuries

Protection for your swimming equipment

Instant online quotes for open water swimming travel insurance

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Over 120+ activities are included free of charge

What is Open Water Swimming?

Open water swimming involves swimming in outdoor bodies of water such as oceans, lakes, and rivers as opposed to swimming pools. This activity is both a challenging sport and a recreational pastime, which emphasizes endurance, self-reliance, and closeness to nature.

Do I Need Travel Insurance for Open Water Swimming?

Yes. Open water swimming can pose various risks such as unpredictable water conditions, weather changes, and potential wildlife encounters. Travel insurance is crucial for covering unexpected medical expenses, equipment loss, and trip cancellations.

Our Swimming Open Water Travel Insurance Policies Include:

Emergency medical expenses after swimming-related injuries
Cover for lost, stolen, or damaged swimming gear
Trip cancellation or delays due to injury or event disruption
24/7 emergency medical assistance worldwide
Personal liability cover for accidental damage or injury to others

Get a quote today and dive into your next open water swimming adventure with confidence.

Why Choose Us?

Specialist cover for open water swimming and high-adrenaline activities
Customisable policies for individuals or group trips
Protection for both new and experienced swimmers
No hidden exclusions – transparent cover for adventure sports

What Is Included in Open Water Swimming Travel Insurance?

Our open water swimming travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during swimming.

Does Standard Travel Insurance Cover Open Water Swimming?

Typically, no. Most basic policies exclude water-based activities involving open water. You need a dedicated policy that specifically includes open water swimming for full protection.

Can I Get Open Water Swimming Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Open Water Swimming Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Open Water Swimming Destinations

USA – Popular for ocean swims and Great Lakes crossings
Australia – Renowned for Sydney Harbour and Great Barrier Reef swims
UK – Lake District and Loch Ness for scenic lake swims
Canada – Great for river swimming and lake challenges
New Zealand – Offers unique fjord and sea swimming experiences

What to Pack for an Open Water Swimming Trip

Swimming suits and wetsuits for temperature control
Swimming caps and goggles
Safety buoys and water-proof bags
Energy snacks and hydration packs
Personal ID, insurance documents, and emergency contacts
Sunscreen and first aid supplies

Common Open Water Swimming Injuries and How Insurance Helps

While generally safe, open water swimming can still cause:

Hypothermia or overheating
Cramps or muscle strains
Minor cuts or wildlife scratches
Sunburn or dehydration

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Open Water Swimming

Always swim with a buddy or inform someone of your swim path
Check weather and water conditions before swimming
Use appropriate swimming gear for visibility and protection
Follow local guidelines and respect marine life
Stay hydrated and apply sunscreen regularly

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