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Swimming Travel Insurance

Cover for swimming and related injuries

Protection for your swimming gear

Instant online quotes for swimming travel insurance

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Over 120+ activities are included free of charge

What is Swimming?

Swimming is a versatile activity that involves moving through water using one's body. It can be recreational, competitive, or used for fitness and is suitable for all ages and skill levels. Swimming is known for providing a comprehensive workout and is often recommended for its cardiovascular and muscle-strengthening benefits.

Do I Need Travel Insurance for Swimming?

Yes. While swimming is generally safe, accidents can happen, such as water-related injuries or unexpected health issues while swimming abroad. Travel insurance can cover medical expenses, lost equipment, and trip cancellations related to swimming activities.

Swimmer in action

Our Swimming Travel Insurance Policies Include:

  • Emergency medical expenses after swimming-related injuries
  • Cover for lost, stolen, or damaged swimming gear
  • Trip cancellation or delays due to injury or event disruption
  • 24/7 emergency medical assistance worldwide
  • Personal liability cover for accidental damage or injury to others

Why Choose Us?

  • Specialist cover for swimming and water-based activities
  • Customisable policies for individuals or group trips
  • Protection for both casual swimmers and competitive athletes
  • No hidden exclusions – transparent cover for water sports

What Is Included in Swimming Travel Insurance?

Our swimming travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents in the water.

Does Standard Travel Insurance Cover Swimming?

Typically, yes. Most basic policies include swimming as a covered activity. However, for competitive or extreme forms of swimming, a specialized policy might be necessary.

Can I Get Swimming Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Swimming Travel Insurance?

Coverage is generally available for all ages, but terms can vary by provider. Always check the individual provider's terms.

Top International Swimming Destinations

  • Australia – Great Barrier Reef and Sydney beaches
  • USA – California's beaches and Florida's springs
  • Greece – Santorini and Crete island beaches
  • Maldives – Luxury resorts with pristine waters
  • Italy – Amalfi Coast and Sardinian beaches

What to Pack for a Swimming Trip

  • Swimwear and goggles
  • High SPF waterproof sunscreen
  • Towels and change of clothes
  • Waterproof bag for wet items
  • Personal ID, insurance documents, and emergency contacts
  • Snorkeling or diving gear if applicable

Common Swimming Injuries and How Insurance Helps

While swimming is low-impact, common issues can include:

  • Ear infections or swimmer's ear
  • Muscle cramps or strains
  • Skin irritations from pool chemicals or natural bodies of water
  • Dehydration or sunburn

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Swimming

  • Always swim in designated areas with lifeguard presence
  • Use sunscreen and reapply as directed
  • Stay hydrated and avoid alcohol before swimming
  • Follow all local swimming rules and guidelines
  • Check weather and water conditions before entering the water
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