Surfing Travel Insurance

What is surfing?

Surfing is a dynamic water sport where individuals ride breaking waves towards the shore using a surfboard. It requires balance, strength, and awareness of ocean conditions. Popular worldwide, surfing is enjoyed both recreationally and competitively.

Do I need travel insurance for surfing?

Yes. Surfing can lead to injuries from waves, collisions, or marine life. If you're travelling abroad for a surf trip or event, travel insurance can help cover medical costs, cancellations, and unexpected disruptions.

Why choose us?

• Specialist cover for surfing and high-adrenaline water sports
• Customisable policies for individuals or group trips
• Protection for both new surfers and experienced wave riders
• No hidden exclusions - transparent cover for water sports

What is included in surfing travel insurance?

Our surfing travel insurance includes emergency medical cover, personal accident, repatriation, cancellation protection, and personal liability cover during your trip.

Does standard travel insurance cover surfing?

Usually not. Many basic policies exclude adventure sports like surfing. A specialist policy ensures you're protected while in the water.

Can I get surfing insurance with a medical condition?

Often, yes. Just declare your condition during the quote process. We’ll guide you through any requirements and let you know if additional terms apply.

Is there a maximum age for surfing travel insurance?

Many policies offer cover up to age 70. If you’re fit and active, there are still options available. Be sure to check individual provider terms.

Top international surfing destinations

• Australia – Gold Coast and Bells Beach offer world-class waves
• Hawaii – North Shore of Oahu is a legendary surfing destination
• Indonesia – Bali and Sumatra are known for their perfect surf
• Portugal – Nazaré and Peniche provide spectacular big wave surfing
• California, USA – Malibu and Santa Cruz are iconic surf spots

What to pack for a surfing trip

• Wetsuits and rash guards
• Sunscreen, towels, and hydration supplies
• Personal ID, insurance paperwork, and emergency contacts
• Any required travel or health documentation

Common surfing injuries and how insurance helps

Surfing injuries can include:

• Lacerations or abrasions from reefs or boards
• Muscle and joint injuries from paddling or manoeuvres
• Collisions with other surfers
• Sunburn or dehydration

Insurance helps with medical treatment, emergency transport, and refunds for missed events caused by injury.

Tips for safe and fun surfing

• Use sun protection and stay hydrated
• Check surf conditions before entering the water
• Respect local etiquette and give space to others
• Take lessons if you’re new to surfing
• Be aware of currents and marine life