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Surfing Travel Insurance

Cover for surfing and related injuries

Protection for your surfing equipment

Instant online quotes for surfing travel insurance

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Over 120+ activities are included free of charge

What is Surfing?

Surfing is a dynamic water sport where individuals use a surfboard to ride breaking waves towards the shore. It emphasizes balance, strength, and understanding of the ocean. Surfing is popular as both a recreational activity and a competitive sport around the world.

Do I Need Travel Insurance for Surfing?

Yes. Surfing can result in injuries from the surfboard, marine life, or the force of the waves. If you’re traveling abroad for surfing trips or competitions, travel insurance is crucial for covering medical expenses, lost or damaged equipment, and trip cancellations.

Surfer riding a large wave

Our Surfing Travel Insurance Policies Include:

  • Emergency medical expenses after surfing-related injuries
  • Cover for lost, stolen, or damaged surfing gear
  • Trip cancellation or delays due to injury or event disruption
  • 24/7 emergency medical assistance worldwide
  • Personal liability cover for accidental damage or injury to others

Why Choose Us?

  • Specialist cover for surfing and high-adrenaline water sports
  • Customisable policies for individuals or group trips
  • Protection for both new surfers and experienced wave riders
  • No hidden exclusions – transparent cover for water sports

What Is Included in Surfing Travel Insurance?

Our surfing travel insurance includes emergency medical cover, personal accident, and repatriation. It also covers equipment protection, cancellation cover, and personal liability protection in case of accidents on the water.

Does Standard Travel Insurance Cover Surfing?

Typically, no. Most basic policies exclude water sports involving surfing. You need a dedicated policy that specifically includes surfing for full protection.

Can I Get Surfing Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Surfing Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Surfing Destinations

  • Australia – Gold Coast and Bells Beach offer world-class waves
  • Hawaii – North Shore of Oahu is a legendary surfing destination
  • Indonesia – Bali and Sumatra are known for their perfect surf
  • Portugal – Nazaré and Peniche provide spectacular big wave surfing
  • California, USA – Malibu and Santa Cruz are iconic surf spots

What to Pack for a Surfing Trip

  • Surfboards (with protective bags)
  • Wetsuits and rash guards
  • Leashes and wax
  • Sunscreen and towels
  • Personal ID, insurance documents, and emergency contacts
  • Repair kits for dings and breaks

Common Surfing Injuries and How Insurance Helps

While surfing is exhilarating, it can also lead to:

  • Lacerations or abrasions from the reef or board
  • Shoulder or knee injuries from maneuvers
  • Sunburn or dehydration
  • Collisions with other surfers or boards

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Surfing

  • Always wear a leash and check your equipment
  • Apply sunscreen and stay hydrated
  • Respect local surfing etiquette and other surfers
  • Be aware of the local marine life and water conditions
  • Take surfing lessons if you are a beginner
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