Surf Life Saving Organised Competition Insurance

What is surf life saving?

Surf life saving is a competitive sport based on real-world lifesaving skills. Events test participants in disciplines such as surf swimming, beach sprints, board paddling, and simulated rescues. Organised competitions are typically held by clubs and associations in coastal areas and emphasise speed, skill, and teamwork in life-saving scenarios.

Do I need insurance for surf life saving competitions?

Yes. Competing in surf life saving events comes with risks like water-related injuries, physical strain, and unforeseen travel disruption. Travel insurance helps protect you against emergency medical costs, cancellations, and other unexpected issues that could impact your plans.

Why choose us?

• Specialist cover for surf life saving and competitive water sports
• Customisable policies for individuals or team competitors
• Suitable for both newcomers and experienced participants
• No hidden exclusions - transparent cover for organised events

What is included in surf life saving competition insurance?

Our surf life saving insurance includes emergency medical cover, personal accident, repatriation, and cancellation protection in case of injury or disruption during a competition.

Does standard insurance cover surf life saving?

Generally not. Standard policies often exclude competitive or high-adrenaline water sports. A tailored policy ensures you're covered for participation in official competitions.

Can I get surf life saving insurance with a medical condition?

Often, yes. Simply declare your medical history when getting a quote. We’ll review your details and let you know if any conditions apply.

Is there a maximum age for surf life saving insurance?

Many providers offer cover up to age 70. If you're in good health and active, you may still qualify. Always check the specific policy terms.

Top international surf life saving destinations

• Australia - Renowned for its large-scale competitions and active surf clubs
• USA - California and Florida host high-profile events
• UK - Competitive events along the south-west and Welsh coasts
• New Zealand - Strong surf culture with regular national competitions
• South Africa - Home to challenging events and skilled teams

What to pack for a surf life saving trip

• Swimwear and wetsuits suitable for your event
• Sun protection such as sunscreen and hats
• Personal ID, insurance details, and emergency contacts
• Basic first aid supplies
• Hydration and energy snacks

Common surf life saving injuries and how insurance helps

Injuries in surf life saving events may include:

• Water inhalation or near-drowning incidents
• Muscle strains from paddling, sprinting, or swimming
• Bruises or abrasions from contact with boards or sand
• Dehydration or heat-related fatigue

Insurance can help with medical treatment, transport costs, and cover for missed competition days due to injury.

Tips for safe and effective surf life saving competitions

• Train regularly and follow competition guidelines
• Hydrate before and during your event
• Be aware of weather and sea conditions
• Use sun protection and take shade breaks
• Warm up before events to prevent injury