Surf Life Saving Organised Competition Insurance

What is Surf Life Saving?

Surf life saving is a competitive sport that involves lifesaving rescue techniques in a beach environment. Participants engage in activities like swimming, board paddling, and simulated emergency rescue scenarios to promote beach safety and lifesaving skills. It’s popular in coastal areas and is crucial for promoting water safety awareness.

Do I Need Insurance for Surf Life Saving Competitions?

Yes. Participating in surf life saving competitions can expose you to risks such as water-related injuries or equipment damage. If you’re traveling for competitions, insurance helps protect against medical expenses, lost or damaged equipment, and trip cancellations.

Why Choose Us?

• Specialist cover for surf life saving and high-adrenaline water sports
• Customisable policies for individuals or team competitions
• Protection for both new competitors and seasoned professionals
• No hidden exclusions – transparent cover for water sports

What Is Included in Surf Life Saving Competition Insurance?

Our surf life saving competition insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during the competition.

Does Standard Insurance Cover Surf Life Saving?

Typically, no. Most basic policies exclude water sports that involve competition. You need a dedicated policy that specifically includes surf life saving for full protection.

Can I Get Surf Life Saving Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Surf Life Saving Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Surf Life Saving Destinations

• Australia – Renowned for its surf life saving clubs and competitions
• USA – California and Florida host major events
• UK – Competitions across coastal areas
• New Zealand – Strong surf life saving culture with numerous events
• South Africa – Known for challenging competitions and skilled participants

What to Pack for a Surf Life Saving Trip

• Surf life saving gear (e.g., rescue boards, flags)
• Swimwear and wetsuits
• Sun protection (sunscreen, hats)
• First aid kit
• Personal ID, insurance documents, and emergency contacts
• Maintenance tools for equipment

Common Surf Life Saving Injuries and How Insurance Helps

While surf life saving is generally safe, common injuries can include:

• Water-related injuries (e.g., drowning or near-drowning)
• Muscle strains or sprains from physical exertion
• Minor cuts or bruises from equipment
• Sunburn or heat-related issues

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Effective Surf Life Saving Competitions

• Always follow safety protocols and guidelines
• Train regularly to maintain physical fitness
• Check and maintain equipment regularly
• Stay hydrated and protect against sun exposure
• Understand and respect the local marine environment