Snorkelling Travel Insurance

What is snorkelling?

Snorkelling is a relaxing and accessible water activity where participants use a snorkel, mask, and usually fins to explore underwater environments while remaining near the surface. This activity refers specifically to snorkelling within designated areas under lifeguard supervision - commonly found at resort beaches or official swimming zones.

Do I need travel insurance for snorkelling?

Yes. Even when snorkelling within marked areas with a lifeguard on duty, there are still risks such as stings from marine life, sun exposure, or fatigue in open water. Travel insurance helps cover medical treatment, cancellations, and other costs if something goes wrong.

Why choose us?

• Specialist cover for snorkelling in lifeguarded areas
• Customisable policies for individuals or group trips
• Protection for both beginner and experienced snorkellers
• No hidden exclusions – clear, straightforward cover

What is included in snorkelling travel insurance?

Our snorkelling travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes cancellation protection and personal liability cover if your activity causes injury or damage.

Does standard travel insurance cover snorkelling?

It depends. Some basic policies cover low-risk snorkelling, but not all will include it automatically. Make sure your policy covers designated snorkelling zones with lifeguard supervision.

Can I get snorkelling insurance with a medical condition?

Often, yes. Just declare your condition when you get your quote. We’ll help you find a policy that fits.

Is there a maximum age for snorkelling travel insurance?

Many policies provide cover for people up to age 70, and sometimes beyond. Always check individual provider terms if you're planning to snorkel at an older age.

Top international snorkelling destinations

• Australia – Great Barrier Reef offers safe, patrolled snorkelling zones
• Hawaii – Designated beaches with lifeguards and gentle reef systems
• Egypt – Red Sea resorts often offer lifeguarded snorkelling access
• Maldives – Clear waters and reef edges monitored by resort staff
• Caribbean – Family-friendly snorkelling spots with clear signage and patrols

What to pack for a snorkelling trip

• Snorkelling gear (mask, snorkel, and fins)
• Swimwear and rash guard
• Biodegradable sunscreen
• Waterproof camera
• Personal ID, insurance documents, and emergency contacts

Common snorkelling injuries and how insurance helps

Even in lifeguarded areas, you could experience:

• Sunburn or dehydration
• Stings from jellyfish or sea urchins
• Minor cuts from coral or rocks
• Breathing difficulties due to water inhalation

Insurance can help with treatment costs, emergency transport, and any trip disruption caused by injury.

Tips for safe and enjoyable snorkelling

• Only snorkel in areas marked safe and monitored by lifeguards
• Snorkel with a buddy and stay within sight of shore
• Keep an eye on current conditions and warning flags
• Use sunscreen and stay hydrated
• Do not touch or disturb marine life