Scuba Diving Travel Insurance

What is scuba diving?

Scuba diving is an underwater diving activity where divers use a self-contained underwater breathing apparatus (scuba) to breathe underwater. It allows for greater freedom and mobility under the water compared to surface-supplied diving. Scuba diving is popular for exploring marine life, coral reefs, and submerged caves or shipwrecks.

Do I need travel insurance for scuba diving?

Yes. Scuba diving can pose risks such as decompression sickness, barotrauma, or marine animal encounters. Cover may depend on your qualifications and whether you're diving alone — most policies do not cover solo dives. This activity is intended for non-solo diving up to 30 metres, but you should check the Policy Wording to confirm full details. Travel insurance can cover medical treatments, trip cancellations, and loss of personal belongings.

Why choose us?

• Specialist cover for scuba diving and water-based activities
• Customisable policies for individuals or group trips
• Protection for both new and experienced divers
• No hidden exclusions – transparent cover for underwater adventures

What is included in scuba diving travel insurance?

Our scuba diving travel insurance includes emergency medical cover, personal accident, repatriation, cancellation protection, and personal liability cover in case of diving-related incidents.

Does standard travel insurance cover scuba diving?

Typically, no. Most basic policies exclude underwater activities involving breathing apparatus. You need a dedicated policy that specifically includes scuba diving for full protection.

Can I get scuba diving insurance with a medical condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is there a maximum age for scuba diving travel insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly dive, options are still available. Always check the individual provider's terms.

Top international scuba diving destinations

• Australia – Great Barrier Reef offers vibrant marine life
• Egypt – Red Sea is known for its clear waters and historic wrecks
• Maldives – Atolls with rich biodiversity
• Indonesia – Bali and Raja Ampat for diverse underwater ecosystems
• Caribbean – Numerous islands with beautiful coral reefs

What to pack for a scuba diving trip

• Logbook and dive certification card
• Dive watch or computer (if owned)
• Underwater camera (optional)
• Personal ID, insurance documents, and emergency contacts
• Sunscreen and first aid items for surface intervals

Common scuba diving injuries and how insurance helps

While scuba diving is exhilarating, it can involve risks such as:

• Decompression sickness
• Ear and sinus barotraumas
• Marine animal stings or bites
• Scrapes or cuts from coral or rocky underwater landscapes

Insurance helps with medical care, transport, and refunds for missed dives due to injury.

Tips for safe and fun scuba diving

• Always dive within your certification limits
• Stay hydrated and avoid alcohol before dives
• Follow dive plans and safety checks with your buddy
• Respect marine life and natural habitats
• Check conditions and dive with a licensed operator