Sailing Travel Insurance

What is sailing?

Sailing as part of an organised tour within territorial waters involves navigating coastal areas under the guidance of experienced crew or instructors. It’s a relaxing way to explore scenic coastlines while learning or enjoying the fundamentals of sailing.

Do I need travel insurance for sailing?

Yes. Even on guided sailing trips, risks such as slips, sudden weather changes, or mild onboard injuries can occur. Travel insurance offers peace of mind with cover for emergency medical care, lost personal belongings, and travel delays.

Why choose us?

• Tailored cover for sailing within territorial waters
• Flexible policies for individuals, couples, or families
• Trusted protection for beginner and leisure sailors
• No hidden exclusions – straightforward cover for water-based trips

What is included in sailing travel insurance?

Our policies include emergency medical cover, repatriation, cancellation protection, and help with replacing lost or stolen belongings. Personal liability cover is also included for added protection during your tour.

Does standard travel insurance cover sailing?

Not necessarily. Many general policies exclude water-based activities. Our sailing-specific cover ensures you’re protected while taking part in an organised sailing trip.

Can I get sailing insurance with a medical condition?

In many cases, yes. Simply declare your condition when getting a quote and we’ll let you know what’s available. Some additional terms may apply.

Is there a maximum age for sailing travel insurance?

Many policies offer cover up to age 70. If you're in good health and active, you’ll usually find options to suit your needs.

Top international sailing destinations

• Caribbean – Calm waters and guided coastal routes
• Greece – Ideal for island-hopping as part of a sailing group
• Australia – Organised tours through the Whitsundays and reefs
• USA – Coastal sailing tours in Florida and California
• Italy – Discover the Amalfi Coast or Sardinia’s shores

What to pack for a sailing trip

• Lightweight waterproof outerwear
• Dry bags for personal items
• Sun protection including SPF, hats, and sunglasses
• Motion sickness remedies and basic first aid
• Personal documents and emergency contact information

Common sailing injuries and how insurance helps

Even on a gentle organised sail, accidents can happen:

• Slips or sprains while moving around the boat
• Sunburn or heat exhaustion
• Minor injuries when boarding or disembarking

Your insurance helps cover medical treatment, support services, and compensation for any missed parts of your trip.

Tips for safe and enjoyable sailing

• Wear a life jacket when required
• Check the weather before heading out
• Bring essential medications and a basic first aid kit
• Keep someone informed of your tour details
• Drink plenty of water and rest in shaded areas