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Sailing Travel Insurance

Cover for sailing and related injuries

Protection for your personal belongings while on board

Instant online quotes for sailing travel insurance

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Over 120+ activities are included free of charge

What is sailing?

Sailing is a peaceful and rewarding activity that involves navigating over water using wind power. It’s commonly enjoyed recreationally while exploring coastlines, islands, and open waters, offering a relaxing way to connect with nature.

Do I need travel insurance for sailing?

Yes. While sailing can be calming, it still involves risks such as adverse weather, slips on deck, or minor accidents at sea. Travel insurance helps cover unexpected medical needs, lost personal items, or trip delays—particularly when you're abroad.

Sailboat on the ocean

Here’s what our sailing travel insurance typically includes:

  • Emergency medical expenses following sailing-related injuries
  • Cover for lost, stolen, or damaged personal belongings
  • Trip cancellation or delays due to injury or unexpected disruption
  • 24/7 emergency medical assistance wherever you are

Why choose us?

  • Specialist cover for sailing and other leisure water activities
  • Customisable policies for individuals, couples or groups
  • Ideal for both new and experienced recreational sailors
  • No hidden exclusions – straightforward, transparent cover

What is included in sailing travel insurance?

Our sailing travel insurance includes emergency medical treatment, personal accident, repatriation, cancellation cover, and protection for personal belongings—whether you're sailing along the coast or exploring remote waters.

Does standard travel insurance cover sailing?

Often not. Many general policies exclude water-based activities. A specialist policy that clearly covers sailing is essential for proper protection.

Can I get sailing insurance with a medical condition?

In many cases, yes. Just declare your condition when applying. We’ll help assess your options and let you know if any additional terms apply.

Is there a maximum age for sailing travel insurance?

Most providers offer cover up to age 70. If you’re healthy and active, there are usually several options available—check with your provider for full details.

Top international sailing destinations

  • Caribbean – Calm seas and warm winds for island-hopping adventures
  • Greece – Perfect for exploring sun-soaked islands and historic harbours
  • Australia – Scenic coastlines and calm bays, ideal for day sails
  • USA – Popular areas include the Florida Keys and Pacific Northwest
  • France – From the Riviera to Corsica, a haven for sailing holidays

What to pack for a sailing trip

  • Comfortable, waterproof clothing and shoes
  • Sun protection (hat, sunglasses, SPF)
  • Reusable water bottles and snacks
  • Personal ID, insurance documents, and contacts
  • First aid kit and any prescribed medications

Common sailing injuries and how insurance helps

Sailing is typically low-impact, but you could still face:

  • Bruises or sprains from sudden movement or slipping
  • Dehydration or sunburn from long exposure
  • Minor accidents while boarding or disembarking

Insurance provides support for treatment, emergency assistance, and recovery of non-refundable expenses.

Tips for safe and relaxing sailing

  • Check local weather and tides before setting out
  • Wear a personal flotation device at all times
  • Bring sun protection and plenty of water
  • Let someone know your planned route
  • Stay alert and enjoy the experience
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