Rowing Inshore Travel Insurance
Cover for recreational inshore rowing and related injuries
Access to 24/7 emergency medical support
Quick online quotes for your trip
Get QuotesOver 100 activities included at no extra cost on Direct Travel policies.
What is recreational inshore rowing?
Recreational inshore rowing involves propelling a rowing boat with oars on coastal waters within 12 miles of shore. This activity is for relaxed, non-competitive participation rather than racing, offshore journeys, or endurance events.
Can I get travel insurance for recreational inshore rowing?
Yes, policies that cover recreational inshore rowing can be available through Direct Travel.
Select rowing when getting your quote and check that it appears on your Policy Certificate or policy documents. Cover is limited to non-competitive rowing in suitable inshore waters, so make sure your planned route matches the insured activity.
Inshore rowing top tips:
- Choose rowing when getting your quote
- Check that it appears on your policy documents
- Cover is limited to recreational, non-competitive rowing
- Remain in suitable inshore waters
- Check the weather and water conditions before setting out
- Do not continue against local warnings or advice from the activity provider
What can travel insurance help with?
If you’re injured while taking part in insured recreational inshore rowing, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment and other travel-related problems. Cover does not extend to rowing races, regattas, competitive training, or offshore rowing. Check the applicable Policy Wording.
Rowing FAQs
Does rowing need to be added to my travel insurance?
Activity cover varies between policies. Select rowing when getting your quote and make sure it appears on your Policy Certificate or policy documents.
What does inshore rowing mean?
Inshore rowing takes place on coastal waters within 12 miles of shore. Your route should remain suitable for recreational rowing and within any boundaries set by the provider or local authority.
Is recreational rowing covered?
Yes, non-competitive recreational rowing can be covered when rowing is shown on your policy documents and you remain within suitable inshore waters.
Can I take part in a rowing race or regatta?
No. This activity is limited to non-competitive rowing. Races, regattas, competitive training and timed events are not covered.
Can I row offshore?
No. This cover is specifically for inshore rowing. Offshore journeys, open-water crossings and routes beyond suitable sheltered waters are not included.
Can medical expenses be covered if I am injured?
Emergency medical expenses can be covered if rowing is shown on your policy documents, your participation is recreational and inshore, and the claim meets the policy’s terms and conditions.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is limited to recreational, non-competitive inshore rowing and is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before setting out.
