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Rowing Travel Insurance

Cover for rowing and related injuries

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What is rowing?

Rowing is a water-based activity where individuals or teams propel a boat using oars. Often enjoyed on calm rivers or lakes, recreational rowing offers a peaceful yet engaging way to stay active and enjoy the outdoors. It's a popular leisure sport for all ages and fitness levels.

Do I need travel insurance for rowing?

Yes. Even inshore, recreational rowing can involve risks like strains or capsizing. Travel insurance helps cover unexpected medical costs, trip cancellations, or other mishaps while you're away enjoying time on the water.

Rowers on calm inshore water

Here's what our rowing travel insurance typically covers:

  • Emergency medical expenses following rowing-related injuries
  • Trip cancellation or delays due to injury or disruption
  • 24/7 emergency medical assistance while abroad
  • Personal liability protection for accidental damage or injury

Why choose us?

  • Specialist cover for rowing and similar water-based activities
  • Customisable policies for solo travellers or groups
  • Suitable for beginners and experienced recreational rowers
  • No hidden exclusions – simple, transparent insurance

What is included in rowing travel insurance?

Our policies include medical cover, personal accident protection, repatriation, trip cancellation cover, and personal liability benefits tailored for water-based activities like rowing.

Does standard travel insurance cover rowing?

Not always. Many basic travel policies exclude water sports. For complete peace of mind, it's important to choose a policy that specifically lists rowing.

Can I get rowing insurance with a medical condition?

Often, yes. You’ll just need to declare any existing conditions during the quote process. We’ll let you know what’s covered and advise on any special terms.

Is there a maximum age for rowing travel insurance?

Many insurers offer cover up to age 70. If you're active and healthy, you’re likely to find a suitable policy - just review the provider's individual terms.

Top destinations for recreational rowing

  • UK – Peaceful rivers and canals throughout the country
  • Canada – Tranquil lake systems perfect for casual rowing
  • Netherlands – Scenic water routes ideal for relaxed exploration
  • Germany – Numerous calm inland waterways to enjoy
  • New Zealand – Beautiful lakes and inlets for amateur rowers

Common rowing injuries and how insurance helps

Even gentle rowing can lead to:

  • Muscle strains or repetitive-use injuries
  • Lower back discomfort from poor posture
  • Dehydration or heat exhaustion during warm weather

Travel insurance can help cover medical treatment, transport, and recovery costs if you’re injured while away.

Tips for safe and enjoyable rowing

  • Warm up and stretch before heading out
  • Stay within inshore areas and avoid unfamiliar waters
  • Check weather forecasts before each session
  • Row with a buddy or let someone know your plans
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